185 Gail Rd, Willard, NC 28478 Property Records

Pender County property record for 185 Gail Rd, Willard, NC 28478 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	1,144 sqft Living Area
Lot Size	34,848 sqft (0.8 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,101.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2383-53-9530-0000`
Alternative APNs	`000033361` `23873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,144 sqft Living Area
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring

Exterior

Year Built	Built 1977
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Foundation Type	Raised Foundation
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Carport Garage
Carport	Carport
Deck Area	144 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	000033361
Old Parcel Number	2383 53 9530 0000
Street Address	185 GAIL RD
City	WILLARD
State	NC
Zip	28478-6767
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L 14 PB 12/37 LEA ACRES
Legal Subdivision	LEA ACRES
Legal Lot Number	14
Jurisdiction	PENDER NC
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3024
Census Tract	920300

Owner

Source: Pender County records · APN 2383-53-9530-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	185 GAIL RD, WILLARD, NC 28478-6767
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2024
Deed Sale	Oct 14, 2024
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Doc Number	0011674848
Deed Book / Page	1167 / 4848
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 16, 2020
Property Address	185 GAIL RD, WILLARD, NC 28478-6767
Document Number	0047242825
Book / Page	4724 / 2825
Map Reference	MB 12 PG 37
Instrument Date	Sep 09, 2020
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GAIL RD, WILLARD, NC 28478-6767

Mortgage

Document Number	0047242829
Date	Sep 16, 2020
Instrument	4724/2829

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (+6.69%)	$186,841 (+92.66%) Land $18,675 Building $168,166	$186,841 (+92.66%) Land $18,675 Building $168,166
2023		$96,982 (-) Land $21,000 Building $75,982	$96,982 (-) Land $21,000 Building $75,982
2022	$1,032.00	$96,982 Land $21,000 Building $75,982	$96,982 Land $21,000 Building $75,982

Flood & Wildfire

185 Gail Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Pender County (37141C), updated January 17, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 37th percentile of exposed land nationally · 53rd in North Carolina
Wildfire Likelihood	Low — about 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.