160 Gail Rd, Willard, NC 28478 Property Records

Pender County property record for 160 Gail Rd, Willard, NC 28478 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 2000
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2026)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2383-63-1243-0000`

Property Details

APN / Parcel Number

Primary APN	`2383-63-1243-0000`
Alternative APN	`400009899`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	290 ft deep x 91 ft wide
Garage Type	Detached
Garage Area	754 sqft
Porch	Porch
Porch Area	162 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400009899
Street Address	160 GAIL RD
City	WILLARD
State	NC
Zip	28478-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11,PB 12/37 LEA ACRES
Legal Subdivision	LEA ACRES
Legal Lot Number	11
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	3
Census Block	3032
Census Tract	920300

Owner

Source: Pender County records · APN 2383-63-1243-0000

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	160 GAIL RD, WILLARD, NC 28478-6766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Deed Document Number	202620157716
Deed Book / Page	4896 / 658
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 25, 2026
Property Address	160 GAIL RD, WILLARD, NC 28478-6766
Document Number	0020157716
Book / Page	4896 / 658
Instrument Date	Jun 10, 2026
Instrument	202620157716
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 GAIL RD, WILLARD, NC 28478-6766

Mortgage

Document Number	0020157717,
Date	Jun 25, 2026
Book Page	4896/661
Instrument	202620157717

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00	$190,999 (+75.82%) Land $15,041 Building $175,958	$190,999 (+75.82%) Land $15,041 Building $175,958
2023		$108,636 Land $17,200 Building $91,436	$108,636 Land $17,200 Building $91,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419203003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force 7 of 8 on primary residences
Nearby Flood Claims	3 (1999–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Flood Events	Hurricane Florence (Sep 2018), 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.