185 Franklin St, Holts Summit, MO 65043 Property Records

Callaway County property record for 185 Franklin St, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft · built 1973
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individuals on Record
Last Sale	$178,100 (Dec 2021)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-40-007-005.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-40-007-005.000`
Alternative APN	`2507025040007000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	16 ft deep x 10 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	315 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507025040007005000
Street Address	185 FRANKLIN ST
City	HOLTS SUMMIT
State	MO
Zip	65043-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 ANTWEILER NO 5
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	ANTWEILER NO 5
Legal Lot Number	5
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1019
Census Tract	70702

Owner

Source: Callaway County assessment roll, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	185 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	20219054
Deed Book / Page	496 / 461
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	000496/461
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	185 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2505
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248/40
Date	Dec 7, 2021
Book Page	248/40
Instrument	202109055

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	185 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2505
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/662
Date	Oct 4, 2021
Book Page	247/662
Instrument	202107578

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 7, 2021
Property Address	185 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2505
Document Number	000496/461
Book / Page	496 / 461
Instrument Date	Dec 1, 2021
Instrument	202109054
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2505

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (-2.45%)	$24,941 (-)	$131,270 (-)
2024	$1,554.00 (+0.06%)	$24,941 (-)	$131,270 (-)
2023	$1,553.00 (-0.26%)	$24,941 (-0.18%)	$131,270 (-0.18%)
2022	$1,557.00	$24,987 Land $2,109 Building $22,878
2021			$131,510 Land $11,100 Building $120,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

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