184 Franklin St, Holts Summit, MO 65043 Property Records

Callaway County property record for 184 Franklin St, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,231 sqft · built 1974
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-40-006-009.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-40-006-009.000`
Alternative APN	`2507025040006000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Basement Area	1,231 sqft
Finished Basement	615 sqft

Exterior

Year Built	Built 1974
Architectural Style	Other
Construction Type	Frame
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	16 ft deep x 10 ft wide
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2507025040006009000
Street Address	184 FRANKLIN ST
City	HOLTS SUMMIT
State	MO
Zip	65043-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 ANTWEILER SUB. #5
Legal Subdivision	ANTWEILER NO 5
Legal Lot Number	10
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1020
Census Tract	70702

Owner

184 Franklin St is owned and occupied by an individual who acquired it in March 2020.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	184 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Mar 24, 2020	Warranty Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020
Deed Sale	Mar 24, 2020
Deed Document Number	202001717
Deed Book / Page	197
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	184 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2506
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202001718
Date	Mar 24, 2020
Instrument	202001718

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 24, 2020
Property Address	184 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2506
Document Number	202001717
Book / Page	197
Instrument Date	Mar 19, 2020
Instrument	202001717
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 FRANKLIN ST, HOLTS SUMMIT, MO 65043-2506

Mortgage

Document Number	202001718
Date	Mar 24, 2020
Instrument	202001718

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 184 Franklin St was $1,665, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (-2.52%)	$27,400 (-)	$144,210 (-)
2024	$1,708.00 (+0.06%)	$27,400 (-)	$144,210 (-)
2023	$1,707.00 (+1.73%)	$27,400 (+1.76%)	$144,210
2022	$1,678.00	$26,925 Land $2,109 Building $24,816
2021			$141,710 Land $11,100 Building $130,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Franklin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

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