Polk County property record for 185 Five Points Dr, Copperhill, TN 37317
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1930 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Nov 2022) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070115F C 04000 |
| Primary APN | 070115F C 04000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 116 ft deep x 152 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Patio Area | 112 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 185 FIVE POINTS DR |
|---|---|
| City | COPPERHILL |
| State | TN |
| Zip | 37317-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950400 |
Source: Polk County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 FIVE POINTS DR, DUCKTOWN, TN 37326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Jul 11, 2019 | Deed of Trust, Mortgage · ARM COPPER BASIN FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Oct 17, 2011 · Amount on Record |
| Deed Document Number | 0000034467 |
| Deed Book / Page | 344 / 67 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK TN |
| Recording Date | Nov 1, 2022 |
| Property Address | 185 FIVE POINTS DR, COPPERHILL, TN 37317-5218 |
| Document Number | 00WD344/67 |
| Book / Page | WD344 / 67 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 22003104 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | EQUI TITLE INC, EQUITITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 FIVE POINTS DR, COPPERHILL, TN 37317-5218 |
| Document Number | 0022003105 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 22003105 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 185 FIVE POINTS DR, COPPERHILL, TN 37317-5218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001456 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | TD513/024 |
| Instrument | 19001456 |
| Name | COPPER BASIN FEDERAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | COPPERHILL, TN 37317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | Prime Rate |
| Max Rate | 9.5% |
Source: Polk County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Municipality | Ducktown City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 | $42,600 (-) Land $8,750 Building $33,850 | |
| 2024 | $972.00 | $42,600 (-) Land $8,750 Building $33,850 | |
| 2023 | $972.00 (+186.73%) | $42,600 (+315.61%) Land $8,750 Building $33,850 | $170,400 (+315.61%) Land $35,000 Building $135,400 |
| 2022 | $339.00 | $10,250 Land $3,675 Building $6,575 | $41,000 Land $14,700 Building $26,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COPPER BASIN UTILITY DISTRICT serves 2,710 people · EPA ID TN0000844 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber · Cable | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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