125 Five Points Dr, Copperhill, TN 37317 Property Records

Polk County property record for 125 Five Points Dr, Copperhill, TN 37317

Property Summary

Property TypeCommercial
Details6.5 ba · 35,430 sqft · built 1979
Lot Size1.88 acres (81,893 sqft)
OwnerCompany Name on Record
Last Sale$3,000,000 (May 2026)
Tax Bill$11,660 (2025)
Deeds & MortgagesMay 2026 Sale & Construction Loan
May 2026 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN115F-C-042.00

Property Details

APN / Parcel Number

Primary APN115F-C-042.00
Alternative APNs
  • 03115FC115F04200
  • 070115F C 04200

Interior

Full Baths6.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area35,430 sqft Gross Area
1st Floor Area34,900 sqft
FlooringTile

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGambrel
Roof MaterialMetal
Lot Area81,893 sqft (1.88 acres)
TerrainRolling

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area1,170 sqft
Canopy920 sqft
Loading Dock220 sqft
Lawn SprinklersLawn Sprinklers
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSteam
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address125 FIVE POINTS DR
CityCOPPERHILL
StateTN
Zip37317-5218
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWAS M-115, P011.04 THRU 97
JurisdictionPOLK TN
Township / Civil Division3
Census Block Group1
Census Block1025
Census Tract950400

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1548 HIGHWAY 68, BLUE RIDGE, GA 30513
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Warranty Deed, Construction Loan · Construction Mortgage
PEOPLES BANK
May 13, 2026Warranty Deed, Transfer · Construction Mortgage
PEOPLES BANK
Feb 17, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleJun 28, 1990
Deed Document Number20261440
Deed Book / Page6 / 953
Prior Transfer DateFeb 1, 2021
Prior Transfer Doc0000000502
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOLK TN
Recording DateMay 13, 2026
Property Address125 FIVE POINTS DR, COPPERHILL, TN 37317-5218
Document Number000006/953
Book / Page6 / 953
Instrument DateMay 8, 2026
Instrument20261440
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,121,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000001441,
DateMay 13, 2026
Instrument20261441
Lender
NamePEOPLES BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 8, 2027
Interest
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK TN
Recording DateMay 13, 2026
Property Address125 FIVE POINTS DR, COPPERHILL, TN 37317-5218
Document Number0000001440
Book / Page6 / 953
Instrument DateMay 8, 2026
Instrument2026.1440
Transaction TypeTransfer
Record UpdatedMay 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,121,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000001441,
DateMay 13, 2026
Instrument2026..1441
Lender
NamePEOPLES BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 8, 2027
Interest
Rate6.46%
Max Rate-1%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK TN
Recording DateFeb 17, 2021
Property Address125 FIVE POINTS DR, COPPERHILL, TN 37317-5223
Document Number0WD328/324
Book / PageWD328 / 324
Instrument DateFeb 1, 2021
Instrument21000502
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2102, BLUE RIDGE, GA 30513-0037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPolk County
MunicipalityDucktown City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,660.00$511,040 (-) Land $14,160 Building $496,880$1,277,600 (-) Land $35,400 Building $1,242,200
2024$511,040 (-) Land $14,160 Building $496,880
2023$11,660.00 (-19.77%)$511,040 (+16.45%) Land $14,160 Building $496,880$1,277,600 (+16.45%) Land $35,400 Building $1,242,200
2022$14,534.00$438,840 Land $14,160 Building $424,680$1,097,100 Land $35,400 Building $1,061,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 95% of Tennessee
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOPPER BASIN UTILITY DISTRICT
serves 2,710 people · EPA ID TN0000844
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Fiber · Cable
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20

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