185 Fieldstone Dr, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 185 Fieldstone Dr, Schenectady, NY 12304

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,794 sqft · built 2010
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2021)
Tax Bill	$10,563 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 60.19-3-58.3`

Property Details

APN / Parcel Number

Primary APN	`422400 60.19-3-58.3`
Alternative APN	`240006001900030580000003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,794 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	112 ft deep x 23.1 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	185 FIELDSTONE DR
City	SCHENECTADY
State	NY
Zip	12304-5413
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Block	3
Legal Lot Number	58.003
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3002
Census Tract	31902

Owner

185 Fieldstone Dr, a townhouse, is owned and occupied by an individual who bought it in October 2021.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	185 FIELDSTONE DR, SCHENECTADY, NY 12304-5413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Oct 19, 2010 · Amount on File
Deed Document Number	202148991
Deed Book / Page	2068 / 466
Prior Transfer Date	Apr 24, 2014
Prior Transfer Doc	0000018072
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 4, 2021
Property Address	185 FIELDSTONE DR, SCHENECTADY, NY 12304-5413
Document Number	0000048991
Book / Page	2068 / 466
Map Reference	CAB C SL 355-358
Instrument Date	Sep 22, 2021
Instrument	202148991
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 FIELDSTONE DR, 185, SCHENECTADY, NY 12304-5413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HENRY ST, ALBANY, NY 12203-5918

Mortgage

Document Number	0000048983
Date	Oct 4, 2021
Instrument	202148983

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 185 Fieldstone Dr was $10,563, up 2.9% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,563.00 (+2.91%)
2025	$10,264.00	$295,000 Land $20,000 Building $275,000	$437,000 Land $29,627 Building $407,373
2023		$295,000 Land $20,000 Building $275,000	$373,400 Land $25,315 Building $348,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Fieldstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Fieldstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20