Schenectady County and Niskayuna Town property record for 181 Fieldstone Dr, Schenectady, NY 12304
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,072 sqft · built 2010 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Aug 2025) |
| Tax Bill | $10,938 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-3-58.1 |
| Primary APN | 422400 60.19-3-58.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 112 ft deep x 45.1 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 181 FIELDSTONE DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-5413 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Subdivision | SUBDIVISION PLAN FIELDSTONE ESTATE P U D |
| Legal Block | 3 |
| Legal Lot Number | 58.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1365 VAN ANTWERP RD, SCHENECTADY, NY 12309-4401 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Nov 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Nov 7, 2018 · Amount on Record |
| Deed Document Number | 202519240 |
| Deed Book / Page | 2154 / 906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 181 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Document Number | 0000030981 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5027/519 |
| Instrument | 202030981 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 7, 2018 |
| Property Address | 181 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Document Number | 0000049351 |
| Book / Page | 1999 / 519 |
| Map Reference | CAB C SL 355 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 201849351 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,304.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 FIELDSTONE DR, 181, SCHENECTADY, NY 12304-5413 |
| Name | Verified Name |
|---|---|
| Address | 421 WESTERN HEIGHTS BLVD, ENDICOTT, NY 13760-3763 |
| Document Number | 0000049353 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 201849353 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2033 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,938.00 | $315,000 (-) Land $30,000 Building $285,000 | $466,700 (+17.06%) Land $44,448 Building $422,252 |
| 2023 | $315,000 Land $30,000 Building $285,000 | $398,700 Land $37,971 Building $360,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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