1. Home
  2. New Jersey
  3. Cape May County
  4. Cape May
  5. E Mechanic St

185 E Mechanic St, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 185 E Mechanic St, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,932 sqft · built 1920
Lot Size0.177 acres (7,701 sqft)
Owner2 Company Names on Record
Last Sale$735,000 (Mar 2016)
Tax Bill$10,926 (2024)
Deeds & MortgagesDec 2025 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN12 00009-0000-00010

Property Details

APN / Parcel Number

Primary APN12 00009-0000-00010
Alternative APN
  • 12-00009-0000-00010-01

Interior

Stories1 Story
Building Area1,932 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area7,701 sqft (0.177 acres)
Lot Dimensions70 ft deep x 110 ft wide

Location & Zoning

Old Parcel Number12 00009-0000-00010
Street Address185 E MECHANIC ST
CityCAPE MAY
StateNJ
Zip08204-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9
Legal Lot Number10.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3029
Census Tract21900

Owner

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address235 W BENSON ST, DECATUR, GA 30030-4311
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2025Intrafamily Transfer, Transfer
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCEAN FIRST BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2016 · Amount on Record
Deed SaleMar 3, 2016 · Amount on Record
Prior SaleJun 6, 2013 · Amount on Record
Deed Document Number2016256
Deed Book / Page3665 / 957
Last Transfer DateDec 3, 2025
Transfer Doc0000084794
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAPE MAY NJ
Recording DateDec 24, 2025
Property Address185 E MECHANIC ST, CAPE MAY, NJ 08204-1225
Document Number0000084794
Book / PageD4259 / 500
Instrument DateDec 3, 2025
Instrument2025084794
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address235 W BENSON ST, DECATUR, GA 30030-4311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address235 W BENSON ST, DECATUR, GA 30030-4311

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address185 E MECHANIC ST, CAPE MAY, NJ 08204-1225
Document Number0063530441
Instrument DateMar 5, 2021
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanySEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address185 E MECHANIC ST WEST CAPE MAY NJ 082041225, WEST CAPE MAY, NJ 08204-1225

Mortgage

Document Number0063530441
DateMar 15, 2021
Book Page006353/000441
Instrument13038
Lender
NameOCEAN FIRST BK NA
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2051

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$726,500 (-) Land $324,800 Building $401,700$726,500 (-) Land $324,800 Building $401,700
2025$726,500 (-) Land $324,800 Building $401,700$726,500 (-) Land $324,800 Building $401,700
2024$10,926.00 (+10.99%)
2023$726,500 Land $324,800 Building $401,700$726,500 Land $324,800 Building $401,700
2022$9,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 61 condo units
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on E Mechanic St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures