Cape May County and West Cape May Borough property record for 123 E Mechanic St, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,842 sqft · built 2002 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Feb 2002) |
| Tax Bill | $7,611 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00008-0000-00013-03 |
| Primary APN | 12-00008-0000-00013-03 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,842 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 75 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 123 E MECHANIC ST |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Legal Lot Number | 13.3 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 21900 |
123 E Mechanic St is owned and occupied by two individuals who bought it in February 2002.
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 E MECHANIC ST, CAPE MAY, NJ 08204-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2002 · Amount on File |
| Deed Sale | Feb 5, 2002 · Amount on File |
| Deed Book / Page | 2948 / 379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 123 E MECHANIC ST, CAPE MAY, NJ 08204-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|
| Document Number | 0000085299 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 6870/735 |
| Instrument | 2025085299 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 123 E MECHANIC ST, CAPE MAY, NJ 08204-1225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031073 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 6419/800 |
| Instrument | 2021031073 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,100 (-) Land $296,400 Building $209,700 | $506,100 (-) Land $296,400 Building $209,700 | |
| 2025 | $506,100 Land $296,400 Building $209,700 | $506,100 Land $296,400 Building $209,700 | |
| 2024 | $7,611.00 | ||
| 2023 | $506,100 Land $296,400 Building $209,700 | $506,100 Land $296,400 Building $209,700 | |
| 2022 | $6,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 E Mechanic St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 E Mechanic St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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