185 E Finch Ave, Denton, NC 27239 Property Records

Davidson County property record for 185 E Finch Ave, Denton, NC 27239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,768 sqft · built 1965
Lot Size	0.696 acres (30,300 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2020)
Tax Bill	$1,686 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-053-0-008-0010`

Property Details

APN / Parcel Number

Primary APN	`07-053-0-008-0010`
Alternative APN	`9245890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,768 sqft Total Area
1st Floor Area	1,547 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,300 sqft (0.696 acres)
Lot Dimensions	150 ft deep x 344 ft wide
Garage Type	Mixed
Garage Area	1,024 sqft
Parking Spaces	5 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9245890
Street Address	185 E FINCH AVE
City	DENTON
State	NC
Zip	27239-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	P=1-11 B8 L10-12 BK2399-2338 VARNER
Legal Subdivision	TOWN OF DENTON
Jurisdiction	DAVIDSON NC
Township / Civil Division	EMMONS
Census Block Group	2
Census Block	2058
Census Tract	62002

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	185 E FINCH AVE, DENTON, NC 27239-6583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	20206101
Deed Book / Page	2399 / 2338
Last Transfer Date	Sep 26, 2025
Transfer Doc	0027411284
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIDSON NC
Recording Date	Feb 13, 2026
Property Address	185 E FINCH AVE, DENTON, NC 27239-6583
Document Number	0027411284
Book / Page	2741 / 1284
Map Reference	MB 1 PG 11
Instrument Date	Sep 26, 2025
Instrument	2026002477
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 E FINCH AVE, DENTON, NC 27239-6583

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	185 E FINCH AVE, DENTON, NC 27239-6583
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025260359
Date	Jan 14, 2022
Book Page	2526/359
Instrument	2022000001135

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	185 E FINCH AVE, DENTON, NC 27239-6583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023070942
Date	Mar 19, 2018
Book Page	2307/0942
Instrument	2018000005315

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ADVANCE, NC 27006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Mar 19, 2020
Property Address	185 E FINCH AVE, DENTON, NC 27239-6583
Document Number	0023992338
Book / Page	2399 / 2338
Map Reference	MB 1 PG 11
Instrument Date	Mar 16, 2020
Instrument	2020000006101
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 OAKDALE ST, 109, LEXINGTON, NC 27292-5839

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 E FINCH AVE, DENTON, NC 27239-6583

Mortgage

Document Number	2020000006102
Date	Mar 19, 2020
Instrument	2020000006102

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Denton Town
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,686.00 (+1.51%)	$147,980 (-)	$147,980 (-) Land $25,000 Building $122,980
2025	$1,661.00 (+7.37%)	$147,980 (+9.03%)	$147,980 (+9.03%) Land $25,000 Building $122,980
2023	$1,547.00	$135,730	$135,730 Land $25,000 Building $110,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 1,632 people · EPA ID NC0229030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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