131 E Finch Ave, Denton, NC 27239 Property Records

Davidson County property record for 131 E Finch Ave, Denton, NC 27239

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1952
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2023)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-051-0-007-0018`

Property Details

APN / Parcel Number

Primary APN	`07-051-0-007-0018`
Alternative APNs	`9227388` `9270333`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,386 sqft Total Area
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	138 ft deep x 81 ft wide
Garage Area	192 sqft
Porch	Slab
Deck Area	384 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	9270333
Street Address	131 E FINCH AVE
City	DENTON
State	NC
Zip	27239-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	P=1-11 B7 L18 BK2606-872 FINCH AVE
Legal Subdivision	BOUNDARY SURVEY FOR GRANTEE STAN BINGHAM
Jurisdiction	DAVIDSON NC
Township / Civil Division	EMMONS
Census Block Group	2
Census Block	2059
Census Tract	62002

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 E FINCH AVE, DENTON, NC 27239-6583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 30, 2023	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Jan 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	202311320
Deed Book / Page	2606 / 872
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	131 E FINCH AVE, DENTON, NC 27239-6583
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E FINCH AVE, DENTON, NC 27239-6583

Mortgage

Document Number	0027192169
Date	Sep 17, 2025
Book Page	2719/2169
Instrument	2025016989

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jun 30, 2023
Property Address	131 E FINCH AVE, DENTON, NC 27239-6583
Document Number	0026060872
Book / Page	2606 / 872
Instrument Date	Jun 30, 2023
Instrument	2023011320
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E FINCH AVE, DENTON, NC 27239-6583

Mortgage

Document Number	2023011321
Date	Jun 30, 2023
Instrument	2023011321

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0026060886
Date	Jun 30, 2023
Book Page	2606/886
Instrument	2023011322

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jan 26, 2017
Property Address	131 E FINCH AVE, DENTON, NC 27239-6583
Document Number	0022541704
Book / Page	002254 / 001704
Instrument Date	Jan 25, 2017
Instrument	1749
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 FINCH AVE DENTON NC 27239, DENTON, NC 27239

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Denton Town
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,500 (-)	$113,500 (-) Land $15,000 Building $98,500
2025	$1,274.00 (+70.78%)	$113,500 (+73.34%)	$113,500 (+73.34%) Land $15,000 Building $98,500
2023	$746.00	$65,480 (-)	$65,480 (-) Land $15,000 Building $50,480
2022	$746.00	$65,480	$65,480 Land $15,000 Building $50,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 1,632 people · EPA ID NC0229030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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