Ulster County and Kingston City property record for 176 E Chester St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 1924 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,883 (May 2023) |
| Tax Bill | $6,078 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 56.27-1-4 |
| Primary APN | 510800 56.27-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 757 sqft |
| 2nd Floor Area | 625 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 616 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 066440.000 |
|---|---|
| Street Address | 176 E CHESTER ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3N |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951900 |
176 E Chester St is owned and occupied by two individuals who bought it in May 2023.
Source: Ulster County and Kingston City records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP |
| Jul 25, 2017 | Deed of Trust, Mortgage ULSTER SAVINGS BANK |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ULSTER SVGS BK |
| Jul 14, 2017 | Loan Modification, Mortgage ULSTER SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on File |
| Deed Sale | May 31, 2023 · Amount on File |
| Prior Sale | May 14, 1996 · Amount on File |
| Deed Document Number | 20236050 |
| Deed Book / Page | 7231 / 236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | May 31, 2023 |
| Property Address | 176 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Document Number | 0000006050 |
| Book / Page | 7231 / 236 |
| Instrument Date | May 24, 2023 |
| Instrument | 2023-6050 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 4 HUDSON VALLEY LNDG, KINGSTON, NY 12401-6164 |
| Document Number | 0000006051 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-6051 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 176 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010624 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 0000011354/0000000317 |
| Instrument | 000000010624 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 176 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Document Number | 0000013917 |
| Book / Page | 011398 / 000263 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 176 E CHESTER ST KINGSTON NY 124014134, KINGSTON, NY 12401-4134 |
| Document Number | 0000013917 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 011398/000263 |
| Instrument | 13917 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 24, 2032 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 176 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Document Number | 0000010625 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 176 E CHESTER ST KINGSTON NY 124014134, KINGSTON, NY 12401-4134 |
| Document Number | 0000010625 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 006189/000001 |
| Instrument | 10625 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 24, 2047 |
The 2025 property tax bill for 176 E Chester St was $6,078 with a homeowner's exemption.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,078.00 | $152,000 Land $19,000 Building $133,000 | $323,404 Land $40,425 Building $282,979 |
| 2023 | $152,000 (-) Land $19,000 Building $133,000 | $249,180 (+14.75%) Land $31,147 Building $218,033 | |
| 2022 | $152,000 Land $19,000 Building $133,000 | $217,143 Land $27,143 Building $190,000 | |
| 2021 | $4,122.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 176 E Chester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 176 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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