185 E Bayou Forest Dr, Freeport, FL 32439 Property Records

Walton County property record for 185 E Bayou Forest Dr, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 1984
Lot Size0.449 acres (19,558 sqft)
Owner2 Individual Names on Record
Last Sale$187,000 (Jul 2016)
Tax Bill$780 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN27-1S-19-23030-000-006A

Property Details

APN / Parcel Number

Primary APN27-1S-19-23030-000-006A
Alternative APNs
  • 27-119-23030-000-006A
  • 1054431

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Living Area
Gross Area2,386 sqft
1st Floor Area1,564 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area19,558 sqft (0.449 acres)
Lot Dimensions163 ft deep x 120 ft wide
Garage TypeAttached
Garage Area384 sqft
PorchFinished Screened Porch
Porch Area393 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address185 E BAYOU FOREST DR
CityFREEPORT
StateFL
Zip32439-4543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6A SADDLERS UNRECD AS REC OR 293-426 DESC AS COM AT INTERSECTION OF WEST LINE GOV LOT 4 SEC 27-1S-19W & N SHORE LINE MALLET BAYOU,N 00 DEG 13 41W 337.41FT TO CNTRLN RD, N 69 DEG 5419E ALG CTRLN 15.55 FT, N 52 DEG 3036E ALG CTRLN 308.88FT, N 61 DE
Legal Range019
Legal Township01S
Legal Section27
Legal SubdivisionSADLERS UNRECD S/D
Legal Lot Number6A
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1033
Census Tract950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address185 E BAYOU FOREST DR, FREEPORT, FL 32439-4543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2016 · Amount on Record
Deed SaleJul 5, 2016 · Amount on Record
Prior SaleJun 1, 2015 · Amount on Record
Deed Document Number201621264
Deed Book / Page3014 / 2165
Prior Transfer DateJun 22, 2015
Prior Transfer Doc0029831965
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address185 E BAYOU FOREST DR, FREEPORT, FL 32439-4543
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 E BAYOU FOREST DR, FREEPORT, FL 32439-4543

Mortgage

Document Number0032973863
DateAug 2, 2023
Book Page3297/3863
Instrument20230027586
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$780.00 (+2.23%) Homeowner's exemption$123,056 (-41.19%)$207,784 (-0.7%) Land $70,000 Building $137,784
2024$763.00 (+4.38%)
2023$731.00 (+1.53%) Homeowner's exemption$209,245 (+5.36%) Land $67,755 Building $141,490$209,245 (+5.36%) Land $67,755 Building $141,490
2022$720.00 Homeowner's exemption$198,593 Land $60,595 Building $137,998$198,593 Land $60,595 Building $137,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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