176 E Bayou Forest Dr, Freeport, FL 32439 Property Records

Walton County property record for 176 E Bayou Forest Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,436 sqft · built 1998
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on File
Last Sale	$57,500 (Jun 1996)
Tax Bill	$2,077 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`27-1S-19-23020-000-0100`

Property Details

APN / Parcel Number

Primary APN	`27-1S-19-23020-000-0100`
Alternative APN	`1054408`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,436 sqft Living Area
Gross Area	3,525 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,960 sqft (0.573 acres)
Lot Dimensions	29.4 ft deep x 8.5 ft wide
Garage Type	Finished
Garage Area	506 sqft
Porch	Porch
Porch Area	583 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1054408
Street Address	176 E BAYOU FOREST DR
City	FREEPORT
State	FL
Zip	32439-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYN
Legal Description	DESC OR 897-203 BEING LOT 10 POWELLS UNRECD S/D OR 1455-177
Legal Range	19W
Legal Township	01S
Legal Section	27
Legal Subdivision	POWELLS S/D
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1033
Census Tract	950502

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 E BAYOU FOREST DR, FREEPORT, FL 32439-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jan 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 1996 · Amount on Record
Deed Sale	Jun 3, 1996 · Amount on Record
Deed Document Number	0014550177
Deed Book / Page	27
Last Transfer Date	Dec 16, 2015
Transfer Doc	0029972341
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2026
Property Address	176 E BAYOU FOREST DR, FREEPORT, FL 32439-4537
Document Number	0000024634
Book / Page	3402 / 1354
Instrument Date	May 29, 2026
Instrument	202624634
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E BAYOU FOREST DR, FREEPORT, FL 32439-4537
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024634,
Date	Jun 16, 2026
Book Page	3402/1354
Instrument	202624634

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 29, 2051

Interest

Rate	6.3%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	176 E BAYOU FOREST DR, FREEPORT, FL 32439-4537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030641779
Date	Jan 31, 2018
Book Page	3064/1779
Instrument	2018000003172

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	FREEPORT, FL 32439

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 8, 2027

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	176 E BAYOU FOREST DR, FREEPORT, FL 32439-4537
Document Number	0030610252
Book / Page	003061 / 000252
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	176 E BAYOU FOREST DR FREEPORT FL 324394537, FREEPORT, FL 32439-4537

Mortgage

Document Number	0030610252
Date	Dec 28, 2017
Book Page	003061/000252
Instrument	42387

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	FREEPORT, FL 32439

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$583,116 (+2.3%) Land $370,789 Building $212,327	$583,116 (+2.3%) Land $370,789 Building $212,327
2024	$2,077.00 (+3.75%)
2023	$2,002.00 (+0.75%) Homeowner's exemption	$570,010 (+46.08%) Land $352,249 Building $217,761	$570,010 (+46.08%) Land $352,249 Building $217,761
2022	$1,987.00 Homeowner's exemption	$390,207 Land $177,521 Building $212,686	$390,207 Land $177,521 Building $212,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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