Hampden County and Chicopee City property record for 185 Chapel St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1952 |
| Lot Size | 0.183 acres (7,954 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $231,000 (Jan 2021) |
| Tax Bill | $3,924 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 366-00033 |
| Primary APN | 366-00033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,474 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,954 sqft (0.183 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 366-00033 |
|---|---|
| Street Address | 185 CHAPEL ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Subdivision | PIOTTE S ACRES |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 811200 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 CHAPEL ST, CHICOPEE, MA 01020-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION |
| Jan 7, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GREATER SPRINGFIELD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on Record |
| Deed Sale | Jan 7, 2021 · Amount on Record |
| Prior Sale | Jan 7, 2005 · Amount on Record |
| Deed Document Number | 20211229 |
| Deed Book / Page | 23635 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 185 CHAPEL ST, CHICOPEE, MA 01020-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23236-492 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 23236/492 |
| Instrument | 27702 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 7, 2021 |
| Property Address | 185 CHAPEL ST, CHICOPEE, MA 01020-1503 |
| Document Number | 23635-100 |
| Book / Page | 23635 / 100 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 1229 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SPRING ST, EASTHAMPTON, MA 01027-2321 |
| Document Number | 1230 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 1230 |
| Name | FLORENCE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 185 CHAPEL ST, CHICOPEE, MA 01020-1503 |
| Document Number | 22544-581 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 185 CHAPEL ST CHICOPEE MA 010201503, CHICOPEE, MA 01020-1503 |
| Document Number | 22544-581 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 022544/000581 |
| Instrument | 6209 |
| Name | GREATER SPRINGFIELD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 3, 2026 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,924.00 (+6.08%) | $257,500 (+5.53%) Land $109,700 Building $147,800 | $281,343 (-12.43%) |
| 2025 | $3,699.00 (+5.44%) | $244,000 (+2.65%) Land $99,800 Building $144,200 | $321,290 |
| 2024 | $3,508.00 (+7.74%) | $237,700 (+10.61%) Land $97,800 Building $139,900 | |
| 2023 | $3,256.00 | $214,900 Land $88,900 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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