156 Chapel St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 156 Chapel St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1965
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$169,000 (Apr 2018)
Tax Bill$4,444 (2026)
Deeds & MortgagesJul 2024 Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN365-00038

Property Details

APN / Parcel Number

Primary APN365-00038
Alternative APN
  • CHIC M:0365 P:00038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area2,688 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number365-00038
Street Address156 CHAPEL ST
CityCHICOPEE
StateMA
Zip01020-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3018
Census Tract811200

Owner

156 Chapel St is owned and occupied by an individual who bought it in April 2018.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address156 CHAPEL ST, CHICOPEE, MA 01020-1504
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2024Deed of Trust, Mortgage · FHA Mortgage
SWIFT HOME LOANS INC
Apr 6, 2018Quit Claim Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Dec 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2018 · Amount on File
Deed SaleApr 6, 2018 · Amount on File
Deed Book / Page22121 / 548
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address156 CHAPEL ST, CHICOPEE, MA 01020-1504
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025487-100
DateJul 11, 2024
Book Page25487/100
Instrument30616
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 6, 2018
Property Address156 CHAPEL ST, CHICOPEE, MA 01020-1504
Document Number22121-548
Book / Page022121 / 000548
Instrument DateApr 6, 2018
Instrument847
Transaction TypeTransfer
Record UpdatedApr 24, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$785.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 HORSESHOE DR CHICOPEE MA 010221176, CHICOPEE, MA 01022-1176

Mortgage

Document Number22121-550
DateApr 6, 2018
Book Page022121/000550
Instrument848
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 5, 2048

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateDec 20, 2017
Property Address156 CHAPEL ST, CHICOPEE, MA 01020-1504
Document Number21995-241
Book / Page021995 / 000241
Instrument DateDec 19, 2017
Instrument75332
Transaction TypeTransfer
Record UpdatedJan 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 CHAPEL ST CHICOPEE MA 010201504, CHICOPEE, MA 01020-1504

Tax Assessment & Valuation

The 2026 property tax bill for 156 Chapel St was $4,444, up 8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,444.00 (+8.05%)$291,600 (+7.48%) Land $115,500 Building $176,100$292,625 (+6.36%)
2025$4,113.00 (+5.52%)$271,300 (+2.73%) Land $105,400 Building $165,900$275,120
2024$3,898.00 (+6.07%)$264,100 (+8.86%) Land $103,300 Building $160,800
2023$3,675.00$242,600 Land $93,900 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 156 Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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