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185 Central Ave, San Mateo, FL 32187 Property Records

Putnam County property record for 185 Central Ave, San Mateo, FL 32187

Property Summary

Property TypeSingle Family Home
Details1,910 sqft · built 1958
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Feb 2020)
Tax Bill$2,210 (2025)
Deeds & MortgagesDec 2025 Transfer
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN28-10-27-5970-0000-0090

Property Details

APN / Parcel Number

Primary APN28-10-27-5970-0000-0090
Alternative APN
  • 40646

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area1,910 sqft Living Area
Gross Area1,532 sqft
1st Floor Area1,532 sqft
FlooringWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1971
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions295 ft deep x 100 ft wide
Garage TypeCarport
Garage Area374 sqft
CarportCarport
Carport Area374 sqft
PorchEnclosed Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number40646
Street Address185 CENTRAL AVE
CitySAN MATEO
StateFL
Zip32187-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMODEL LAND CO MB1 P147, LOT 9 (MAP SHEET 28/48B)
Legal Range27E
Legal Township10S
Legal Section28
Legal SubdivisionMODEL LAND CO
Legal Lot Number9
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group3
Census Block3010
Census Tract951100

Owner

185 Central Ave is owned and occupied by an individual who acquired it in December 2025.

Source: Putnam County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address185 CENTRAL AVE, SAN MATEO, FL 32187-2411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Intrafamily Transfer, Transfer
Feb 6, 2020Warranty Deed, Transfer
PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2020 · Amount on File
Deed SaleFeb 6, 2020 · Amount on File
Deed Document Number20202252
Deed Book / Page1567 / 1952
Last Transfer DateDec 23, 2025
Transfer Doc0018480173
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateDec 23, 2025
Property Address185 CENTRAL AVE, SAN MATEO, FL 32187-2411
Document Number0018480173
Book / Page1848 / 173
Map ReferenceMB 1 PG 147
Instrument DateDec 23, 2025
Instrument202554035545
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 644, SAN MATEO, FL 32187-0644

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 CENTRAL AVE, SAN MATEO, FL 32187-2411

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateFeb 6, 2020
Property Address185 CENTRAL AVE, SAN MATEO, FL 32187-2411
Document Number0015671952
Book / Page001567 / 001952
Instrument DateFeb 5, 2020
Instrument54002252
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyPALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

AmountAmount on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 644 SAN MATEO FL 321870644, SAN MATEO, FL 32187-0644

Tax Assessment & Valuation

The 2025 property tax bill for 185 Central Ave was $2,210.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,210.00$93,934 Land $13,640 Building $80,294$93,934 Land $13,640 Building $80,294
2023$1,902.00 (+9.88%)$93,954 (+15.39%)$93,954 (+15.39%) Land $13,640 Building $80,314
2022$1,731.00$81,424$81,424 Land $13,640 Building $67,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Central Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims20 (1994–2020)
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Central Ave is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PUTNAM REGIONAL
serves 1,500 people · EPA ID FL2544444
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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