182 Central Ave, San Mateo, FL 32187 Property Records

Putnam County property record for 182 Central Ave, San Mateo, FL 32187 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,789 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on File
Tax Bill	$1,700 (2025)
Flood Zone	Zone X (minimal risk)
APN	`28-10-27-0000-017.0-002.0`

Property Details

APN / Parcel Number

Primary APN	`28-10-27-0000-017.0-002.0`
Alternative APN	`93185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,789 sqft Living Area
1st Floor Area	1,780 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Siding
Lot Area	43,560 sqft (1 acres)
Garage Area	1,296 sqft
Porch	Porch
Porch Area	184 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	93185
Street Address	182 CENTRAL AVE
City	SAN MATEO
State	FL
Zip	32187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 4 OR831 P1147
Legal Range	27E
Legal Township	10S
Legal Section	28
Legal Lot Number	4
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3003
Census Tract	951100

Owner

Source: Putnam County records · APN 28-10-27-0000-017.0-002.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	192 CENTRAL AVE, SAN MATEO, FL 32187-2412
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 26, 2004
Transfer Doc	0009671462
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,700.00 (+14.63%) Homeowner's exemption	$122,490 (+5.98%)	$180,400 (-2.21%) Land $18,000 Building $162,400
2023	$1,483.00 (+6.31%) Homeowner's exemption	$115,580 (+2.99%)	$184,470 (+17.05%) Land $12,000 Building $172,470
2022	$1,395.00 Homeowner's exemption	$112,220	$157,600 Land $8,000 Building $149,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079511003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force 20 of 28 on primary residences
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020, other causes
Flood Events	Hurricane Irma (Oct 2017), 6 claims Hurricane Frances (Sep 2004), 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle (Sep 2001), 3 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 450 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.