185 Birchbark Dr, Mills River, NC 28759 Property Records

Henderson County property record for 185 Birchbark Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,684 sqft · built 2013
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2013)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9642405396`

Property Details

APN / Parcel Number

Primary APN	`9642405396`
Alternative APN	`1007677`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,684 sqft Heated Area
1st Floor Area	1,746 sqft
Upper Floors Area	938 sqft
Basement Area	1,746 sqft
Unfinished Basement	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Lot Area	18,731 sqft (0.43 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	210 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1007677
Street Address	185 BIRCHBARK DR
City	MILLS RIVER
State	NC
Zip	28759-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1007677~MR
Legal Description	HOLLABROOK FARM SUBD LO43R PHI PL2007-6652
Legal Subdivision	HOLLABROOK FARM SUB
Legal Phase	1
Legal Block	40
Legal Lot Number	5396
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1042
Census Tract	930701

Owner

185 Birchbark Dr is owned and occupied by two individuals who bought it in September 2013.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 18, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2013 · Amount on File
Deed Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2013791115
Deed Book / Page	1547 / 61
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	185 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 BIRCHBARK DR, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	0043420405
Date	Sep 25, 2025
Book Page	4342/405
Instrument	1001037572

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 18, 2035

Interest

Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	185 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Document Number	0033020457
Instrument Date	Feb 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 BIRCHBARK DR MILLS RIVER NC 287594100, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	0033020457
Date	Feb 25, 2019
Book Page	003302/000457
Instrument	898883

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 185 Birchbark Dr was $3,204.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,500 (-) Land $105,000 Building $638,500
2025	$3,204.00	$743,500 Land $105,000 Building $638,500
2023		$743,500 Land $105,000 Building $638,500	$743,500 Land $105,000 Building $638,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Birchbark Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Birchbark Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Optimum.

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