154 Birchbark Dr, Mills River, NC 28759 Property Records

Henderson County property record for 154 Birchbark Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,717 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2023)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9642403474`

Property Details

APN / Parcel Number

Primary APN	`9642403474`
Alternative APN	`1005639`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,717 sqft Heated Area
1st Floor Area	1,171 sqft
Upper Floors Area	1,171 sqft
Attic	Attic
Attic Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1005639
Street Address	154 BIRCHBARK DR
City	MILLS RIVER
State	NC
Zip	28759-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1005639~MR
Legal Description	HOLLABROOK FARM LO60 PHI PL2006-6265C
Legal Subdivision	HOLLABROOK FARMS
Legal Phase	1
Legal Block	40
Legal Lot Number	3474
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1046
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BEVERLY HANKS MTG SVCS
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BEVERLY HANKS MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	2023995089
Deed Book / Page	4024 / 284
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	0043790314
Date	Dec 19, 2025
Book Page	4379/314
Instrument	1001042170

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 21, 2023
Property Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Document Number	0040240284
Book / Page	4024 / 284
Map Reference	SL 6265C
Instrument Date	Mar 17, 2023
Instrument	1000995089
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	1000995090
Date	Mar 21, 2023
Instrument	1000995090

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	0038690025
Date	Feb 15, 2022
Book Page	3869/25
Instrument	973631

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Document Number	0033510488
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	154 BIRCHBARK DR MILLS RIVER NC 287594100, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	0033510488
Date	Jun 26, 2019
Book Page	003351/000488
Instrument	905986

Lender

Name	BEVERLY HANKS MTG SVCS
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 8, 2018
Property Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100
Document Number	0032080514
Book / Page	3208 / 514
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BIRCHBARK DR, MILLS RIVER, NC 28759-4100

Mortgage

Document Number	0032080517
Date	Jun 8, 2018
Book Page	3208/517
Instrument	885182

Lender

Name	BEVERLY HANKS MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,500 (-) Land $126,000 Building $608,500
2025	$3,165.00	$734,500 (-) Land $126,000 Building $608,500
2023		$734,500 Land $126,000 Building $608,500	$734,500 Land $126,000 Building $608,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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