Bergen County and Ramsey Borough property record for 185 Arch St, Ramsey, NJ 07446
| Property Type | Commercial |
|---|---|
| Details | 1,478 sqft · built 2008 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,150,000 (Jul 2005) |
| Tax Bill | $27,325 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48 04808-0000-00006 |
| Primary APN | 48 04808-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,478 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 115 ft deep x 130 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4804808000000006 |
|---|---|
| Street Address | 185 ARCH ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1947 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2 |
| Legal Description | .62 AC 7 |
| Legal Block | 4808 |
| Legal Lot Number | 6.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 44202 |
185 Arch St, a commercial property, is owned by a company that bought it in July 2005.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 RIDGE RD, 210, MAHWAH, NJ 07430-2010 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2005 · Amount on File |
| Deed Sale | Jul 12, 2005 · Amount on File |
| Prior Sale | Jun 24, 1999 · Amount on File |
| Deed Book / Page | 8836 / 483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 185 ARCH ST, RAMSEY, NJ 07446-1947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 20 RIDGE RD 210, 210, MAHWAH, NJ 07430-2010 |
| Document Number | 0047581326 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 4758/1326 |
| Instrument | 2022076037 |
| Name | BCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAYONNE, NJ 07002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 185 Arch St was $27,325, up 12.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,346,500 (+1.46%) Land $742,100 Building $604,400 | $1,346,500 (+1.46%) Land $742,100 Building $604,400 | |
| 2025 | $27,325.00 (+12.51%) | $1,327,100 Land $742,100 Building $585,000 | $1,327,100 Land $742,100 Building $585,000 |
| 2024 | $24,286.00 | ||
| 2023 | $860,600 Land $579,800 Building $280,800 | $860,600 Land $579,800 Building $280,800 | |
| 2022 | $22,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Arch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Arch St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures