145 Arch St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 145 Arch St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,309 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Dec 2011)
Tax Bill	$14,077 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04807-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`48-04807-0000-00007`
Alternative APN	`480480700007`

Interior

Stories	2 Stories
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	145 ARCH ST
City	RAMSEY
State	NJ
Zip	07446-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.230AC
Legal Block	4807
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3007
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 ARCH ST, RAMSEY, NJ 07446-1946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2011 · Amount on Record
Deed Sale	Dec 5, 2011 · Amount on Record
Prior Sale	Jan 8, 1999 · Amount on Record
Deed Document Number	20118890717
Deed Book / Page	889 / 717
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	145 ARCH ST, RAMSEY, NJ 07446-1946
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041780253
Date	Jun 1, 2021
Book Page	4178/253
Instrument	2021086486

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,800 (+0.6%) Land $243,200 Building $444,600	$687,800 (+0.6%) Land $243,200 Building $444,600
2025	$14,077.00 (+14.15%)	$683,700 (+56.45%) Land $243,200 Building $440,500	$683,700 (+56.45%) Land $243,200 Building $440,500
2024	$12,332.00 (+7.59%)
2023		$437,000 Land $207,100 Building $229,900	$437,000 Land $207,100 Building $229,900
2022	$11,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20