1844 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1844 E Waters Edge Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Lot Size	0.016 acres (703 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Mar 2019)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-02995-13`

Property Details

APN / Parcel Number

Primary APN	`004-02995-13`
Alternative APN	`53-00-40-299-513.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Lot Area	703 sqft (0.016 acres)
Terrain	Low

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	004-02995-13
Street Address	1844 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WATERS EDGE PH 3 UNIT M6
Legal Subdivision	WATERS EDGE HORIZONTAL PROPERTY REGIME
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1844 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Mar 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	20193602
Last Transfer Date	Mar 5, 2020
Transfer Doc	0000003338
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1844 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025012404
Date	Nov 3, 2025
Instrument	2025012404

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	105 E WINSLOW RD, BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1844 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024003703
Date	Apr 15, 2024
Instrument	2024003703

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	105 E WINSLOW RD, BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1844 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020022017
Date	Dec 22, 2020
Instrument	2020022017

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 20, 2019
Property Address	1844 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490
Document Number	2019003602
Map Reference	DOC151393
Instrument Date	Mar 18, 2019
Instrument	2019003602
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00 (+47.34%)	$226,800 (+8%) Building $226,800	$226,800 (+8%) Building $226,800
2024	$1,671.00 (+32.09%)
2023		$210,000 (+13.51%) Building $210,000	$210,000 (+13.51%) Building $210,000
2022	$1,265.00	$185,000 Building $185,000	$185,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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