1849 E David Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 1849 E David Rd, Dayton, OH 45440 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,748 sqft · built 1969
Lot Size	0.29 acres (12,641 sqft)
Owner	Individual Name on File
Last Sale	$310,500 (Jan 2024)
Tax Bill	$6,336 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N64 02409 0021`

Property Details

APN / Parcel Number

Primary APN	`N64 02409 0021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,641 sqft (0.29 acres)
Lot Dimensions	129 ft deep x 98 ft wide
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1849 E DAVID RD
City	DAYTON
State	OH
Zip	45440-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96 PT ORCHARD HTS 11
Legal Subdivision	ORCHARD HTS 11
Legal Lot Number	21
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2005
Census Tract	21601

Owner

Source: Montgomery County records · APN N64 02409 0021

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1849 E DAVID RD, DAYTON, OH 45440-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage WESTERN OHIO MORTGAGE CORP
Apr 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 02, 2018	Warranty Deed, Transfer TRINITY TITLE COMPANY
Feb 15, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	Apr 30, 2018
Deed Document Number	2024-00004970
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1849 E DAVID RD, DAYTON, OH 45440-1614
Transaction Type	Mortgage
Record Updated	Feb 09, 2024
Title Company	TIERR TITLE, TERRA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004971
Date	Jan 31, 2024
Instrument	2024-00004971

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	733 FAIR RD, SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 30, 2018
Property Address	1849 E DAVID RD, DAYTON, OH 45440-1614
Document Number	0000024754
Instrument Date	Apr 27, 2018
Instrument	24754
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1849 E DAVID RD KETTERING OH 454401614, KETTERING, OH 45440-1614

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 02, 2018
Property Address	1849 E DAVID RD, DAYTON, OH 45440-1614
Document Number	0000006583
Instrument Date	Jan 26, 2018
Instrument	6583
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	TRINITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 E DAVID RD KETTERING OH 454401614, KETTERING, OH 45440-1614

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 15, 2017
Property Address	1849 E DAVID RD, DAYTON, OH 45440-1614
Document Number	0000009987
Instrument Date	Feb 13, 2017
Instrument	9987
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1849 E DAVID RD KETTERING OH 454401614, KETTERING, OH 45440-1614

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,350 (-) Land $16,580 Building $80,770
2024	$6,336.00 (+235.24%)
2023	$1,890.00 (-67.47%)	$97,350 (+34.31%) Land $16,580 Building $80,770	$278,160 (+34.34%) Land $47,380 Building $230,780
2022	$5,810.00	$72,480 Land $12,380 Building $60,100
2020			$207,060 Land $35,360 Building $171,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130216012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2008)
Most Recent Claim	Jun 2008, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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