1791 E David Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 1791 E David Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 999 sqft · built 1960
Lot Size	0.226 acres (9,875 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,058 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 02409 0017`

Property Details

APN / Parcel Number

Primary APN	`N64 02409 0017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	957 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,875 sqft (0.226 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Patio Area	140 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1791 E DAVID RD
City	DAYTON
State	OH
Zip	45440-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74 ORCHARD HTS 8
Legal Subdivision	ORCHARD HTS 8
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2002
Census Tract	21601

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1791 E DAVID RD, DAYTON, OH 45440-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jul 15, 2019	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD BK
Sep 29, 2018	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 8, 2025
Deed Sale	Jul 8, 2025
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	202500035928
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	2019-00036219
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1791 E DAVID RD, DAYTON, OH 45440-1612
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069923
Date	Sep 15, 2021
Instrument	2021-00069923

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 15, 2019
Property Address	1791 E DAVID RD, DAYTON, OH 45440-1612
Document Number	0000036219
Instrument Date	Jul 5, 2019
Instrument	36219
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$554.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1791 E DAVID RD DAYTON OH 454401612, DAYTON, OH 45440-1612

Mortgage

Document Number	36220
Date	Jul 15, 2019
Instrument	36220

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1791 E DAVID RD, DAYTON, OH 45440-1612
Document Number	0000064650
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1791 E DAVID RD DAYTON OH 454401612, DAYTON, OH 45440-1612

Mortgage

Document Number	0000064650
Date	Nov 2, 2018
Instrument	64650

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,820 (-) Land $14,910 Building $63,910
2024	$5,058.00 (+2.72%)
2023	$4,924.00 (+6.12%)	$78,820 (+34.32%) Land $14,910 Building $63,910	$225,190 (+34.33%) Land $42,600 Building $182,590
2022	$4,640.00	$58,680 Land $11,130 Building $47,550
2020			$167,640 Land $31,790 Building $135,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2008)
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cincinnati Bell.

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