Macomb County property record for 18485 Mackay Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,716 sqft · built 1999 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,200 (Feb 2012) |
| Tax Bill | $4,645 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-08-228-022 |
| Primary APN | 20-08-08-228-022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,716 sqft Living Area |
| 1st Floor Area | 1,750 sqft |
| Basement Area | 1,750 sqft |
| Unfinished Basement | 1,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Roof Type | Gable |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18485 MACKAY DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMPTER FOREST SUB. LOT 157 LIBER: 135 PAGES: 1-17 |
| Legal Subdivision | SUMPTER FOREST SUB |
| Legal Lot Number | 157 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 223803 |
18485 Mackay Dr is owned and occupied by two individuals who bought it in February 2012.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18485 MACKAY DR, MACOMB, MI 48042-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2012 · Amount on File |
| Deed Sale | Feb 23, 2012 · Amount on File |
| Prior Sale | Apr 2, 2008 · Amount on File |
| Deed Document Number | 20122020700 |
| Deed Book / Page | 21130 / 962 |
| Prior Transfer Date | Dec 17, 2004 |
| Prior Transfer Doc | 0000006176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 13, 2026 |
| Property Address | 18485 MACKAY DR, MACOMB, MI 48042-6128 |
| Document Number | 0000076874 |
| Book / Page | 30808 / 966 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202676874 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18485 MACKAY DR, MACOMB, MI 48042-6128 |
| Document Number | 0000076874, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 30808/966 |
| Instrument | 202676874 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 18485 MACKAY DR, MACOMB, MI 48042-6128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18485 MACKAY DR, MACOMB, MI 48042-6128 |
| Document Number | 2200081917 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 28689/93 |
| Instrument | 202200081917 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 18485 MACKAY DR, MACOMB, MI 48042-6128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079042 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 26827/844 |
| Instrument | 2079042 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 18485 Mackay Dr was $4,645 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,000 (+4.31%) | $508,000 (+4.31%) | |
| 2025 | $4,645.00 Homeowner's exemption | $243,500 | $487,000 |
| 2023 | $207,200 | $414,400 | |
| 2022 | $4,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18485 Mackay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18485 Mackay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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