18478 Mackay Dr, Macomb, MI 48042 Property Records

Macomb County property record for 18478 Mackay Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,741 sqft · built 2002
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jul 2022)
Tax Bill	$6,113 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-08-277-018`

Property Details

APN / Parcel Number

Primary APN	`20-08-08-277-018`
Alternative APN	`0808277018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,741 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	1,952 sqft
Unfinished Basement	1,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Hip
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18478 MACKAY DR
City	MACOMB
State	MI
Zip	48042-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUMPTER FOREST SUB. LOT 148 LIBER: 135 PAGES: 1-17
Legal Subdivision	SUMPTER FOREST SUB
Legal Lot Number	148
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2006
Census Tract	223803

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18478 MACKAY DR, MACOMB, MI 48042-6126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL MORTGAGE CORP
May 20, 2022	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Jul 29, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 5, 2002 · Amount on Record
Deed Document Number	202292590
Deed Book / Page	28738 / 630
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0000105014
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18478 MACKAY DR, MACOMB, MI 48042-6126
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18478 MACKAY DR, MACOMB, MI 48042-6126

Mortgage

Document Number	2200088404
Date	Jul 19, 2022
Book Page	28720/119
Instrument	202200088404

Lender

Name	FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	GROSSE POINTE, MI 48236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18478 MACKAY DR, MACOMB, MI 48042-6126
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18478 MACKAY DR, MACOMB, MI 48042-6126

Mortgage

Document Number	2200067152
Date	May 20, 2022
Book Page	28621/316
Instrument	202200067152

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 19, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 29, 2022
Property Address	18478 MACKAY DR, MACOMB, MI 48042-6126
Document Number	2200092590
Book / Page	28738 / 630
Map Reference	LB 135 PG 1
Instrument Date	Jul 15, 2022
Instrument	202200092590
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$4,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18478 MACKAY DR, 18478, MACOMB, MI 48042-6126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18478 MACKAY DR, MACOMB, MI 48042-6126

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 3, 2020
Property Address	18478 MACKAY DR, MACOMB, MI 48042-6126
Document Number	0000105014
Book / Page	026967 / 000162
Instrument Date	Aug 19, 2020
Instrument	105014
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18478 MACKAY DR MACOMB MI 480426126, MACOMB, MI 48042-6126

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (+4.34%)	$476,000 (+4.34%)
2025	$6,113.00 (+50.71%) Homeowner's exemption	$228,100 (+12.09%)	$456,200 (+12.09%)
2023		$203,500	$407,000
2022	$4,056.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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