18481 Vanderbilt Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 18481 Vanderbilt Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1959
Lot Size	0.185 acres (8,040 sqft)
Owner	Individual Name on File
Last Sale	$1,530,000 (Oct 2019)
Tax Bill	$21,144 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`403-28-021`

Property Details

APN / Parcel Number

Primary APN	`403-28-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Family Room	Family Room
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,040 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 67 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18481 VANDERBILT DR
City	SARATOGA
State	CA
Zip	95070-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 976 SUNLAND PARK BOOK 57 PAGE 14 PAGE 15 LOT 91
Legal Subdivision	SUNLAND PARK
Legal Tract	976
Legal Lot Number	91
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1011
Census Tract	507402

Owner

18481 Vanderbilt Dr is owned and occupied by an individual who acquired it in January 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	18481 VANDERBILT DR, SARATOGA, CA 95070-4721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO
Oct 15, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Mar 6, 2014 · Amount on File
Deed Document Number	201924303385
Last Transfer Date	Jan 5, 2026
Transfer Doc	0025931054
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 15, 2026
Property Address	18481 VANDERBILT DR, SARATOGA, CA 95070-4721
Document Number	0025931054
Map Reference	MB 57 PG 14
Instrument Date	Jan 5, 2026
Instrument	25931054
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18481 VANDERBILT DR, SARATOGA, CA 95070-4721

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2019
Property Address	18481 VANDERBILT DR, SARATOGA, CA 95070-4721
Document Number	0024303385
Map Reference	MB 57 PG 14
Instrument Date	Oct 9, 2019
Instrument	24303385
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18481 VANDERBILT DR, SARATOGA, CA 95070-4721

Mortgage

Document Number	0024303386
Date	Oct 15, 2019
Instrument	24303386

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18481 Vanderbilt Dr was $21,144.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,465,000 (-12.45%) Land $1,172,000 Building $293,000
2025	$21,144.00 Homeowner's exemption	$1,673,274 Land $1,338,620 Building $334,654
2023	$20,193.00 (+0.95%) Homeowner's exemption	$1,608,301 Land $1,286,641 Building $321,660
2022	$20,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18481 Vanderbilt Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18481 Vanderbilt Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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