18445 Vanderbilt Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 18445 Vanderbilt Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,065 sqft · built 1957
Lot Size	0.361 acres (15,708 sqft)
Owner	Trust Name on File
Last Sale	$510,000 (May 1999)
Tax Bill	$11,653 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`403-28-018`

Property Details

APN / Parcel Number

Primary APN	`403-28-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,065 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,840 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	15,708 sqft (0.361 acres)
Lot Dimensions	132 ft deep x 119 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	18445 VANDERBILT DR
City	SARATOGA
State	CA
Zip	95070-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 977 SUNLAND PARK BOOK 59 PAGE 40 PAGE 41 LOT 94
Legal Subdivision	SUNLAND PARK
Legal Tract	977
Legal Lot Number	94
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1011
Census Tract	507402

Owner

18445 Vanderbilt Dr is owner-occupied and held in a trust since July 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 1, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELCOME HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 1999 · Amount on File
Deed Sale	May 26, 1999 · Amount on File
Deed Document Number	199914829989
Last Transfer Date	Jul 27, 2018
Transfer Doc	0023995177
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721

Mortgage

Document Number	0025945636
Date	Feb 19, 2026
Instrument	25945636

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	18303 GRIDLEY RD, CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024342222
Date	Nov 26, 2019
Instrument	24342222

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 1, 2018
Property Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721
Document Number	0023995177
Instrument Date	Jul 27, 2018
Instrument	23995177
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18445 VANDERBILT DR SARATOGA CA 950704721, SARATOGA, CA 95070-4721

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 1, 2018
Property Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721
Document Number	0023995175
Map Reference	MB59 PG40&41
Instrument Date	Jul 27, 2018
Instrument	23995175
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18445 VANDERBILT DR, SARATOGA, CA 95070-4721

Mortgage

Document Number	0023995176
Date	Aug 1, 2018
Instrument	23995176

Lender

Name	WELCOME HOME MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18445 Vanderbilt Dr was $11,653.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$896,100 (+2%) Land $366,975 Building $529,125
2025	$11,653.00	$878,530 Land $359,780 Building $518,750
2023	$11,146.00 (+0.68%)	$844,417 Land $345,810 Building $498,607
2022	$11,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18445 Vanderbilt Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18445 Vanderbilt Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sail Internet, T-Mobile.

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