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1848 Ridge Valley St, Clermont, FL 34711 Property Records

Lake County property record for 1848 Ridge Valley St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,828 sqft · built 2003
Lot Size0.223 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$284,000 (Mar 2020)
Tax Bill$6,377 (2024)
Deeds & MortgagesJan 2024 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-22-26-1955-000-27400

Property Details

APN / Parcel Number

Primary APN20-22-26-1955-000-27400
Alternative APN
  • 3806871

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,828 sqft Living Area
1st Floor Area1,423 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,750 sqft (0.223 acres)
Garage TypeFinished
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area276 sqft
PorchOpen Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3806871
Street Address1848 RIDGE VALLEY ST
CityCLERMONT
StateFL
Zip34711-6489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLERMONT SKYRIDGE VALLEY PHASE II SUB LOT 274 PB 45 PGS 46-48 ORB 5444 PG 201
Legal Range26E
Legal Township22S
Legal Section20
Legal SubdivisionCLERMONT
Legal Phase2
Legal Tract1955
Legal Lot Number274
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1005
Census Tract31320

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1848 RIDGE VALLEY ST, CLERMONT, FL 34711-6489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Mar 24, 2020Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Prior SaleDec 2, 2003 · Amount on Record
Deed Document Number2020035687
Deed Book / Page5444 / 201
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address1848 RIDGE VALLEY ST, CLERMONT, FL 34711-6489
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 RIDGE VALLEY ST, CLERMONT, FL 34711-6489

Mortgage

Document Number0062691205
DateJan 11, 2024
Book Page6269/1205
Instrument2024004228
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term315 Months
DueApr 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 24, 2020
Property Address1848 RIDGE VALLEY ST, CLERMONT, FL 34711-6489
Document Number0054440201
Book / Page005444 / 000201
Instrument DateMar 11, 2020
Instrument35687
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanyMETES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,988.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1848 RIDGE VALLEY ST CLERMONT FL 347116489, CLERMONT, FL 34711-6489

Mortgage

Document Number54440202
DateMar 24, 2020
Book Page005444/000202
Instrument35688
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$413,740 (+2.81%) Land $100,000 Building $313,740$413,740 (+2.81%) Land $100,000 Building $313,740
2024$6,377.00 (+7.14%)
2023$5,952.00 (+16.8%)$402,443 (+29.17%)$402,443 (+29.17%) Land $70,000 Building $332,443
2022$5,096.00$311,549$311,549 Land $45,000 Building $266,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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