1837 Ridge Valley St, Clermont, FL 34711 Property Records

Lake County property record for 1837 Ridge Valley St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,106 sqft · built 2003
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Apr 2017)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1955-000-29100`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1955-000-29100`
Alternative APNs	`262220195500029100` `3806888`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,106 sqft Living Area
Gross Area	3,547 sqft
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3806888
Street Address	1837 RIDGE VALLEY ST
City	CLERMONT
State	FL
Zip	34711-6490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT SKYRIDGE VALLEY PHASE II SUB LOT 291 PB 45 PGS 46-48 ORB 4928 PG 1543
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT SKYRIDGE VALLEY PHASE II SUB
Legal Tract	1955
Legal Lot Number	291
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31320

Owner

Source: Lake County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1837 RIDGE VALLEY ST, CLERMONT, FL 34711-6490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Loan Modification, Mortgage WELLS FARGO BK
Apr 12, 2017	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	201739434
Deed Book / Page	4928 / 1543
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1837 RIDGE VALLEY ST, CLERMONT, FL 34711-6490
Document Number	0054051552
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 RIDGE VALLEY ST CLERMONT FL 347116490, CLERMONT, FL 34711-6490

Mortgage

Document Number	0054051552
Date	Jan 14, 2020
Book Page	005405/001552
Instrument	5389

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate	3.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 12, 2017
Property Address	1837 RIDGE VALLEY ST, CLERMONT, FL 34711-6490
Document Number	0049281543
Book / Page	4928 / 1543
Map Reference	MB 45 PG 46-48
Instrument Date	Mar 30, 2017
Instrument	2017039434
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	MATES AND BOUNDS TITLE COMPA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15017 GAULBERRY RUN, 15017, WINTER GARDEN, FL 34787-8706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 RIDGE VALLEY ST, CLERMONT, FL 34711-6490

Mortgage

Document Number	2017039435
Date	Apr 12, 2017
Instrument	2017039435

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,200 (+2.7%)	$422,804 (-) Land $100,000 Building $322,804
2025	$3,779.00 (+0.93%) Homeowner's exemption	$267,970 (+5.98%) Land $100,000 Building $167,970	$422,804 (+2.57%) Land $100,000 Building $322,804
2024	$3,744.00 (+2.02%)
2023	$3,670.00 (+3.15%) Homeowner's exemption	$252,840 (+3%)	$412,213 (+3%) Land $70,000 Building $342,213
2022	$3,558.00 Homeowner's exemption	$245,480	$317,081 Land $45,000 Building $272,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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