Florence County property record for 1848 Joseph Cir, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,489 sqft · built 1976 |
| Lot Size | 0.36 acres (15,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2003) |
| Tax Bill | $823 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01251-01-056 |
| Primary APN | 01251-01-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,489 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,580 sqft (0.36 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 1848 JOSEPH CIR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION PLACE LOT 45 |
| Legal Subdivision | PLANTATION PLACE |
| Legal Lot Number | 45 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 202 |
1848 Joseph Cir is owned and occupied by an individual who acquired it in May 2021.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1848 JOSEPH CIR, FLORENCE, SC 29501-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit SPC CU |
| May 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SPC CU |
| Jul 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2003 · Amount on File |
| Deed Sale | Jul 21, 2003 · Amount on File |
| Deed Book / Page | 760 / 1709 |
| Last Transfer Date | May 7, 2021 |
| Transfer Doc | 0921001648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1848 JOSEPH CIR, FLORENCE, SC 29501-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010871158 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 1087/1158 |
| Instrument | 2024001869 |
| Name | SPC CU |
|---|---|
| Type | Credit Union |
| Address | HARTSVILLE, SC 29550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 8, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 12, 2021 |
| Property Address | 1848 JOSEPH CIR, FLORENCE, SC 29501-6340 |
| Document Number | 0009211648 |
| Book / Page | 921 / 1648 |
| Map Reference | MB W PG 40 |
| Instrument Date | May 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1848 JOSEPH CIR, FLORENCE, SC 29501-6340 |
| Document Number | 9211653 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 921/1653 |
| Name | SPC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1848 JOSEPH CIR, FLORENCE, SC 29501-6340 |
| Document Number | 0000011055 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 1848 JOSEPH CIR FLORENCE SC 295016340, FLORENCE, SC 29501-6340 |
| Document Number | 0000011055 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 000869/001432 |
| Instrument | 11055 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 17, 2040 |
The 2025 property tax bill for 1848 Joseph Cir was $823.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $823.00 | $10,862 Land $1,200 Building $9,662 | $271,550 Land $30,000 Building $241,550 |
| 2023 | $773.00 (+15.03%) Homeowner's exemption | $7,955,172 (+99,902.16%) Land $1,200,000 Building $6,755,172 | $19,887,930 (+9,900.02%) Land $3,000,000 Building $16,887,930 |
| 2022 | $672.00 Homeowner's exemption | $7,955 Land $1,200 Building $6,755 | $198,879 Land $30,000 Building $168,879 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1848 Joseph Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1994–2018) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1848 Joseph Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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