1840 Joseph Cir, Florence, SC 29501 Property Records

Florence County property record for 1840 Joseph Cir, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,516 sqft · built 1996
Lot Size	0.28 acres (12,115 sqft)
Owner	Individual Name on File
Last Sale	$135,100 (Sep 2017)
Tax Bill	$541 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01251-01-020`

Property Details

APN / Parcel Number

Primary APN	`01251-01-020`
Alternative APN	`15064823`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,115 sqft (0.28 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	1840 JOSEPH CIR
City	FLORENCE
State	SC
Zip	29501-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION PL PT LT 43
Legal Subdivision	BRIDGEWOOD HORIZONTAL PROPERTY REGIME
Legal Lot Number	43
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2026
Census Tract	202

Owner

1840 Joseph Cir is owned and occupied by an individual who bought it in September 2017.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1840 JOSEPH CIR, FLORENCE, SC 29501-6340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Sep 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Book / Page	710 / 1129
Prior Transfer Date	Nov 19, 2012
Prior Transfer Doc	0436000433
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1840 JOSEPH CIR, FLORENCE, SC 29501-6340
Document Number	0007341643
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1840 JOSEPH CIR FLORENCE SC 295016340, FLORENCE, SC 29501-6340

Mortgage

Document Number	0007341643
Date	Feb 27, 2018
Book Page	000734/001643

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 26, 2043

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 15, 2017
Property Address	1840 JOSEPH CIR, FLORENCE, SC 29501-6340
Document Number	0007101129
Book / Page	000710 / 001129
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5729 CADE RD CADES SC 295183146, CADES, SC 29518-3146

Tax Assessment & Valuation

The 2025 property tax bill for 1840 Joseph Cir was $541.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00	$7,788 Land $1,236 Building $6,552	$194,723 Land $30,900 Building $163,823
2023	$549.00 (+27.67%) Homeowner's exemption	$5,822,145 (+99,902.49%) Land $1,236,000 Building $4,586,145	$14,555,363 (+9,899.97%) Land $3,090,000 Building $11,465,363
2022	$430.00 Homeowner's exemption	$5,822 Land $1,236 Building $4,586	$145,554 Land $30,900 Building $114,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1840 Joseph Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1994–2018)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Joseph Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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