Watauga County property record for 1848 Howards Creek Rd, Boone, NC 28607 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,493 sqft · built 1950 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2902-80-3248-000 |
| Primary APN | 2902-80-3248-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,493 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 464 sqft |
| Porch | Porch |
| Porch Area | 498 sqft |
| Patio Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1535435 |
|---|---|
| Street Address | 1848 HOWARDS CREEK RD |
| City | BOONE |
| State | NC |
| Zip | 28607-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1306 |
| Legal Subdivision | HOWARDS CREEK ROAD |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 920100 |
Source: Watauga County records · APN 2902-80-3248-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1848 HOWARDS CREEK RD, BOONE, NC 28607-7519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Nov 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000714803 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 1848 HOWARDS CREEK RD, BOONE, NC 28607-7519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020580014 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 2058/0014 |
| Instrument | 684210 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 1848 HOWARDS CREEK RD, BOONE, NC 28607-7519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021420873 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 2142/873 |
| Instrument | 698448 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21239 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Watauga County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Value |
|---|---|
| 2023 | $486,000 Land $19,600 Building $466,400 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899201003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 14 (1996–2024) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon, Loretto Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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