Watauga County property record for 1633 Howards Creek Rd, Boone, NC 28607 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,616 sqft · built 1953 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Oct 2017) |
| Tax Bill | $558 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2901-99-2701-000 |
| Primary APN | 2901-99-2701-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 612 sqft |
| Unfinished Basement | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Detached |
| Garage Area | 3,000 sqft |
| Porch | Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1773657 |
|---|---|
| Street Address | 1633 HOWARDS CREEK RD |
| City | BOONE |
| State | NC |
| Zip | 28607-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, 0.170AC, PB28 PG287 |
| Legal Lot Number | A,2 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 920400 |
Source: Watauga County records · APN 2901-99-2701-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 986 TEABERRY HILLS RD, BOONE, NC 28607-7079 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK |
| Aug 11, 2021 | Deed, Transfer |
| Oct 06, 2017 | Warranty Deed, Transfer · ARM LIFESTORE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2017 · Amount on Record |
| Deed Sale | Oct 06, 2017 · Amount on Record |
| Deed Document Number | 2017662656 |
| Deed Book / Page | 1941 / 435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 1633 HOWARDS CREEK RD, BOONE, NC 28607-7517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022630173 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 2263/173 |
| Instrument | 718289 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 11, 2021 |
| Property Address | 1633 HOWARDS CREEK RD, BOONE, NC 28607-7517 |
| Document Number | 0022120096 |
| Book / Page | 2212 / 96 |
| Map Reference | MB 1941 PG 435 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 709871 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 06, 2017 |
| Property Address | 1633 HOWARDS CREEK RD, BOONE, NC 28607-7517 |
| Document Number | 0019410435 |
| Book / Page | 1941 / 0435 |
| Instrument Date | May 05, 2017 |
| Instrument | 662656 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 986 TEABERRY HILLS RD, BOONE, NC 28607-7079 |
| Document Number | 0019410441 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 1941/0441 |
| Instrument | 662657 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $558.00 | $120,500 (-44.78%) Land $22,400 Building $98,100 | |
| 2024 | $218,200 Land $23,500 Building $194,700 | ||
| 2023 | $218,200 Land $23,500 Building $194,700 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899204001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Loretto Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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