Osceola County property record for 1848 Bluepoint St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,674 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,990 (Mar 2019) |
| Tax Bill | $4,148 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052631010200010510 |
| Primary APN | 052631010200010510 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Heated Area |
| Gross Area | 3,244 sqft |
| 1st Floor Area | 1,106 sqft |
| Upper Floors Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1848 BLUEPOINT ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOPY WALK PH 2 PB 27 PGS 42-43 LOT 51 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | CANOPY WALK |
| Legal Phase | 2 |
| Legal Tract | 102 |
| Legal Lot Number | 51 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 43700 |
Source: Osceola County records · APN 052631010200010510
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1848 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 15, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Deed Document Number | 2019033586 |
| Deed Book / Page | 5492 / 0948 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1848 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0064400345 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 6440/345 |
| Instrument | 2023090384 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1848 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1848 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592 |
| Document Number | 0060262216 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 6026/2216 |
| Instrument | 2021129436 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 1848 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592 |
| Document Number | 0054920948 |
| Book / Page | 5492 / 0948 |
| Map Reference | MB 27 PG 42&43 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 2019033586 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 1848 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592 |
| Document Number | 2019033587 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019033587 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,148.00 (+6.14%) Homeowner's exemption | $274,662 (+5.99%) | $370,200 (+3.49%) Land $70,000 Building $300,200 |
| 2023 | $3,908.00 (+3.52%) Homeowner's exemption | $259,148 (+3%) | $357,700 (+15.8%) Land $65,000 Building $292,700 |
| 2022 | $3,775.00 Homeowner's exemption | $251,600 | $308,900 Land $60,000 Building $248,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon, Xfinity.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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