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1838 Bluepoint St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1838 Bluepoint St, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$274,650 (Jul 2019)
Tax Bill$3,783 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-26-31-0102-0001-0560

Property Details

APN / Parcel Number

Primary APN05-26-31-0102-0001-0560
Alternative APN
  • 263105010200010560

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,846 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1838 BLUEPOINT ST
CitySAINT CLOUD
StateFL
Zip34771-8592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PH 2 PB 27 PGS 42-43 LOT 56
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK PH 2
Legal Phase2
Legal Lot Number56
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3027
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0102-0001-0560

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 29, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Deed Document Number201997224
Deed Book / Page5563 / 2785
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 03, 2026
Property Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592
Document Number0000101194
Book / Page7014 / 582
Instrument DateJul 28, 2026
Instrument2026101194
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592
InvestorPossibly a Property Investor

Mortgage

Document Number0000101194,
DateAug 03, 2026
Book Page7014/582
Instrument2026101194
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592

Mortgage

Document Number0060291160
DateAug 25, 2021
Book Page6029/1160
Instrument2021131649
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 29, 2019
Property Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592
Document Number0055632785
Book / Page5563 / 2785
Map ReferenceMB 27 PG 42-43
Instrument DateJul 25, 2019
Instrument2019097224
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,922.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 BLUEPOINT ST, SAINT CLOUD, FL 34771-8592

Mortgage

Document Number0055632786
DateJul 29, 2019
Instrument5563/2786
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,783.00 (+6.23%) Homeowner's exemption$254,253 (+5.99%)$342,900 (+3.56%) Land $70,000 Building $272,900
2023$3,561.00 (+3.58%) Homeowner's exemption$239,892 (+3%)$331,100 (+15.77%) Land $65,000 Building $266,100
2022$3,438.00 Homeowner's exemption$232,905$286,000 Land $60,000 Building $226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force
60 of 70 on primary residences

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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