18475 Baffie Bend, Garrison, MN 56450 Property Records

Mille Lacs County property record for 18475 Baffie Bend, Garrison, MN 56450

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 2006
Lot Size	0.193 acres (8,447 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Jun 2023)
Tax Bill	$2,310 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-969-4090`

Property Details

APN / Parcel Number

Primary APN	`09-969-4090`

Interior

Building Area	1,020 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	8,447 sqft (0.193 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed

Location & Zoning

Street Address	18475 BAFFIE BND
City	GARRISON
State	MN
Zip	56450-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 10 BLK 14
Legal Range	27
Legal Township	43
Legal Section	06
Legal Subdivision	PORT MILLE LACS GOLF ACRES NORTH
Legal Block	14
Legal Lot Number	9
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2036
Census Tract	970200

Owner

18475 Baffie Bend is owned and occupied by two individuals who bought it in June 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18475 BAFFIE BND, GARRISON, MN 56450-2258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE LLC
Sep 21, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202319901
Prior Transfer Date	Apr 16, 2007
Prior Transfer Doc	0000340733
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 8, 2023
Property Address	18475 BAFFIE BND, GARRISON, MN 56450-2258
Document Number	0000T19901
Instrument Date	May 10, 2023
Instrument	T19901
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	INTEGRITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 S 171ST DR, GOODYEAR, AZ 85338-1782

Mortgage

Document Number	0000T19902
Date	Jun 8, 2023
Instrument	T19902

Lender

Name	TRADITION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 21, 2020
Property Address	18475 BAFFIE BND, GARRISON, MN 56450-2258
Document Number	0000T18676
Instrument Date	Sep 10, 2020
Instrument	T18676
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18475 BAFFIE BND, GARRISON, MN 56450-2258

Mortgage

Document Number	0000T18679
Date	Sep 21, 2020
Instrument	T18679

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 18475 Baffie Bend was $2,310, down 16% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,310.00 (-16%)	$285,600 (+26.43%) Land $43,900 Building $241,700	$285,600 (+26.43%) Land $43,900 Building $241,700
2025	$2,750.00 Homeowner's exemption	$225,900 Land $42,300 Building $183,600	$225,900 Land $42,300 Building $183,600
2023	$2,554.00 (+13.31%)	$261,700 (+10.61%) Land $39,300 Building $222,400	$261,700 (+10.61%) Land $39,300 Building $222,400
2022	$2,254.00	$236,600 Land $34,800 Building $201,800	$236,600 Land $34,800 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18475 Baffie Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18475 Baffie Bend is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINELAND tribal government · serves 4,220 people · EPA ID 055294301
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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