18353 Baffie Bend, Garrison, MN 56450 Property Records

Mille Lacs County property record for 18353 Baffie Bend, Garrison, MN 56450

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 2002
Lot Size	0.197 acres (8,597 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-969-4170`

Property Details

APN / Parcel Number

Primary APN	`09-969-4170`

Interior

Building Area	1,020 sqft Living Area
Basement Area	1,020 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,597 sqft (0.197 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	18353 BAFFIE BND
City	GARRISON
State	MN
Zip	56450-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	43
Legal Section	06
Legal Subdivision	PORT MILLE LACS GOLF ACRES NORTH
Legal Block	14
Legal Lot Number	17
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2036
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18353 BAFFIE BND, GARRISON, MN 56450-2235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage FARMERS & MERCHANTS STATE BANK OF PIERZ
Feb 26, 2026	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 10, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage RANDALL STATE BANK
Apr 26, 2007	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST MAGNUS FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026
Deed Sale	Feb 26, 2026
Prior Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	202620977
Prior Transfer Date	Feb 18, 2026
Prior Transfer Doc	0000T20977
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18353 BAFFIE BND, GARRISON, MN 56450-2235
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T17359
Date	Feb 22, 2017
Instrument	T17359

Lender

Name	FARMERS & MERCHANTS STATE BANK OF PIERZ
Type	Bank
Address	PIERZ, MN 56364

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 17, 2020

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Feb 26, 2026
Property Address	18353 BAFFIE BND, GARRISON, MN 56450-2235
Document Number	0000T20977
Instrument Date	Feb 18, 2026
Instrument	T20977
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18353 BAFFIE BND, GARRISON, MN 56450-2235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18353 BAFFIE BND, GARRISON, MN 56450-2235

Mortgage

Document Number	0000T20978
Date	Feb 26, 2026
Instrument	T20978

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 10, 2025
Property Address	18353 BAFFIE BND, GARRISON, MN 56450-2235
Document Number	0000T20558
Instrument Date	Mar 3, 2025
Instrument	T20558
Transaction Type	Transfer
Record Updated	Mar 18, 2025
Title Company	LAWYERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18353 BAFFIE BND, GARRISON, MN 56450-2235

Mortgage

Document Number	0000T20559
Date	Mar 10, 2025
Instrument	T20559

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 14, 2021
Property Address	18353 BAFFIE BND, GARRISON, MN 56450-2235
Document Number	0000T19291
Instrument Date	Sep 23, 2021
Instrument	T19291
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13772 MEMORYWOOD DR, BAXTER, MN 56425-1006

Mortgage

Document Number	0000T19292
Date	Dec 14, 2021
Instrument	T19292

Lender

Name	RANDALL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 23, 2024

Interest

Rate Type	Fixed Rate

April 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 26, 2007
Property Address	18353 BAFFIE BND, GARRISON, MN 56450-2235
Document Number	0000013627
Instrument Date	Mar 15, 2007
Instrument	013627
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2022
Title Company	SPLIT ROCK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 MADISON CT, BROOMFIELD, CO 80023-4512
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013637
Date	Apr 26, 2007
Instrument	013637

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15.00 (-99.5%)	$284,400 (+26.01%) Land $40,000 Building $244,400	$284,400 (+26.01%) Land $40,000 Building $244,400
2025	$2,986.00 (+12.93%)	$225,700 (-19.77%) Land $40,000 Building $185,700	$225,700 (-19.77%) Land $40,000 Building $185,700
2023	$2,644.00	$281,300 Land $37,500 Building $243,800	$281,300 Land $37,500 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINELAND tribal government · serves 4,220 people · EPA ID 055294301
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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