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1846 Roper Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1846 Roper Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,979 sqft · built 2003
Lot Size0.271 acres (11,804 sqft)
OwnerIndividual Name on Record
Last Sale$191,000 (Oct 2014)
Tax Bill$3,321 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-31-0007-0001-0770

Property Details

APN / Parcel Number

Primary APN05-26-31-0007-0001-0770
Alternative APNs
  • 263105000700010770
  • 127368

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,979 sqft Living Area
Gross Area3,539 sqft
1st Floor Area1,256 sqft
Upper Floors Area1,723 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,804 sqft (0.271 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1846 ROPER RD
CitySAINT CLOUD
StateFL
Zip34771-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionASHTON PARK PB 13 PG 157-158 LOT 77 ORD #2005-25
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionASHTON PARK
Legal Tract7
Legal Block770
Legal Lot Number77
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3054
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1846 ROPER RD, SAINT CLOUD, FL 34771-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2014 · Amount on Record
Deed SaleOct 2, 2014 · Amount on Record
Prior SaleMay 15, 2014 · Amount on Record
Deed Document Number2014145085
Deed Book / Page4674 / 2300
Last Transfer DateMay 4, 2017
Transfer Doc0051532744
Record UpdatedJun 8, 2026

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 25, 2017
Property Address1846 ROPER RD, SAINT CLOUD, FL 34771-1712
Document Number0051532744
Book / Page5153 / 2744
Map ReferenceMB13 PG157&158
Instrument DateMay 4, 2017
Instrument2017076946
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 ROPER RD, SAINT CLOUD, FL 34771-1712

Mortgage

Document Number0051532745
DateMay 25, 2017
Instrument5153/2745
Lender
NameUNIVERSAL MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,321.00 (+3.55%) Homeowner's exemption$228,462 (+5.99%)$385,500 (-2.58%) Land $65,000 Building $320,500
2024$3,207.00 (+2.69%)
2023$3,123.00 (+3.69%) Homeowner's exemption$215,558 (+3%)$395,700 (+31.72%) Land $60,000 Building $335,700
2022$3,012.00 Homeowner's exemption$209,280$300,400 Land $55,000 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon, Xfinity.

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