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1845 Roper Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1845 Roper Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,580 sqft Living Area
Lot Size9,931 sqft (0.228 acres)
OccupancyOwner Occupied
Last Sale$108,000 (2012)
Tax Bill$1,256.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-26-31-0007-0001-0210
Alternative APNs
  • 052631258600010210
  • 263105000700010210
  • 127445

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,580 sqft Living Area
Gross Area1,980 sqft Gross Area
1st Floor1,580 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,931 sqft (0.228 acres)
Depth X Width115 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area180 sqft Patio

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1845 ROPER RD
CitySAINT CLOUD
StateFL
Zip34771-1713
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHTON PARK PB 13 PG 157-158 LOT 21
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionASHTON PARK
Legal Tract7
Legal Block210
Legal Lot Number21
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3052
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0007-0001-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Nov 22, 2023Intrafamily Transfer, Transfer · Line of Credit
LENDAGE LLC
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 09, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2012 · Amount on Record
Deed SaleJul 23, 2012 · Amount on Record
Prior SaleDec 20, 2011
Deed Doc Number2012108544
Deed Book / Page4299 / 2618
Last Transfer DateNov 13, 2023
Transfer Doc0065082080
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060760492
DateOct 29, 2021
Book Page6076/492
Instrument2021168846
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 22, 2023
Property Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713
Document Number0065082080
Book / Page6508 / 2080
Map ReferenceMB 13 PG 157&158
Instrument DateNov 13, 2023
Instrument2023153511
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713

Mortgage

Document Number0065082083
DateNov 22, 2023
Instrument6508/2083
Lender
NameLENDAGE LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueDec 01, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713
Document Number0057430207
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1845 ROPER RD ST CLOUD FL 347711713, ST CLOUD, FL 34771-1713

Mortgage

Document Number0057430207
DateJun 24, 2020
Book Page005743/000207
Instrument81323
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueJun 23, 2047

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1845 ROPER RD, SAINT CLOUD, FL 34771-1713
Document Number0055240858
Instrument DateMay 09, 2019
Transaction TypeMortgage
Record UpdatedJun 05, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1845 ROPER RD ST CLOUD FL 347711713, ST CLOUD, FL 34771-1713

Mortgage

Document Number0055240858
DateMay 15, 2019
Book Page005524/000858
Instrument62155
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,308.00 (+4.14%)$115,978 (+5.99%)$278,400 (-1.76%) Land $65,000 Building $213,400
2024$1,256.00 (+3.72%)
2023$1,211.00 (+17.69%) Homeowner's exemption$109,428 (+10.25%)$283,400 (+32.99%) Land $60,000 Building $223,400
2022$1,029.00 Homeowner's exemption$99,251$213,100 Land $55,000 Building $158,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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