1846 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1846 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1955
Lot Size	0.172 acres (7,479 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2022)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Dec 2022 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-027040`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-027040`
Alternative APNs	`172824193000027040` `72824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	136 ft deep x 56 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	112 sqft
Utility Building	286 sqft

Location & Zoning

Street Address	1846 E MAIN ST
City	LAKELAND
State	FL
Zip	33801-2372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORE ACRES PB 7 PG 15 BLK 27 LOT 4
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Block	27
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1034
Census Tract	10300

Owner

1846 E Main St is owned by an individual who bought it in December 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6546 EAGLE VIEW LOOP, LAKELAND, FL 33813-5681
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer ADVANTAGE TITLE SERVICES INC
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	2022325269
Deed Book / Page	12521 / 177
Prior Transfer Date	Mar 28, 2011
Prior Transfer Doc	0000060138
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 16, 2022
Property Address	1846 E MAIN ST, LAKELAND, FL 33801-2372
Document Number	0000325269
Book / Page	12521 / 177
Map Reference	MB 7 PG 15
Instrument Date	Dec 7, 2022
Instrument	2022325269
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GLENWOOD LN, GRAY COURT, SC 29645-6385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CASA LOMA WAY, LAKELAND, FL 33813-2806

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 19, 2021
Property Address	1846 E MAIN ST, LAKELAND, FL 33801-2372
Document Number	0000098834
Book / Page	11674 / 658
Map Reference	MB 7 PG 15
Instrument Date	Apr 9, 2021
Instrument	2021098834
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 N SOCRUM LOOP RD # RD188, 5337, LAKELAND, FL 33809-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1846 E MAIN ST, LAKELAND, FL 33801-2372

Mortgage

Document Number	0011674660
Date	Apr 19, 2021
Instrument	11674/660

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1846 E Main St was $3,064.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,868 (+1%)	$189,012 (+11.26%) Land $31,038 Building $157,974
2025	$3,064.00	$169,880 Land $17,950 Building $151,930	$169,880 Land $17,950 Building $151,930
2023	$3,028.00 (+45.23%)	$166,125 (+6.49%) Land $17,202 Building $148,923	$166,125 (+6.49%) Land $17,202 Building $148,923
2022	$2,085.00 Homeowner's exemption	$155,998 Land $14,584 Building $141,414	$155,998 Land $14,584 Building $141,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1846 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1846 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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