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1845 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1845 E Main St, Lakeland, FL 33801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,116 sqft · built 1947
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$87,700 (May 2021)
Tax Bill$1,424 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-28-17-192500-002281

Property Details

APN / Parcel Number

Primary APN24-28-17-192500-002281
Alternative APNs
  • 172824192500002281
  • 72824000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area1,900 sqft
CarportCarport
Carport Area1,900 sqft
PorchEnclosed/Unfinished Porch
Porch Area177 sqft

Location & Zoning

Street Address1845 E MAIN ST
CityLAKELAND
StateFL
Zip33801-2371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionSHORE ACRES LAKE BONNY ADD PB 15 PG 8 BLK B LOT 28
Legal Range24E
Legal Township28S
Legal Section17
Legal SubdivisionSHORE ACRES LAKE BONNY ADDITION
Legal Tract192500
Legal BlockB
Legal Lot Number28
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2001
Census Tract10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1845 E MAIN ST, LAKELAND, FL 33801-2371
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleMay 25, 2010 · Amount on Record
Deed Document Number2021130311
Deed Book / Page11722 / 201
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 19, 2021
Property Address1845 E MAIN ST, LAKELAND, FL 33801-2371
Document Number0000130311
Book / Page11722 / 201
Map ReferenceMB 15 PG 8
Instrument DateMay 14, 2021
Instrument2021130311
Transaction TypeTransfer
Record UpdatedJun 3, 2021
Title CompanySMART TITLE II LLC, SMART TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$613.90
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1845 E MAIN ST, 1845, LAKELAND, FL 33801-2371

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1845 E MAIN ST, LAKELAND, FL 33801-2371

Mortgage

Document Number0011722203
DateMay 19, 2021
Instrument11722/203
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,817 (-1.07%) Land $21,122 Building $99,695$120,817 (-1.07%) Land $21,122 Building $99,695
2025$1,424.00 (-1.59%) Homeowner's exemption$122,126 (+0.12%) Land $21,122 Building $101,004$122,126 (+0.12%) Land $21,122 Building $101,004
2023$1,447.00 (-28.15%) Homeowner's exemption$121,978 (+11.22%) Land $16,897 Building $105,081$121,978 (+11.22%) Land $16,897 Building $105,081
2022$2,014.00$109,676 Land $14,298 Building $95,378$109,676 Land $14,298 Building $95,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1995–2024)
Claims Outside the SFHA8 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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