1846 E 1640 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1846 E 1640 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,490 sqft · built 2013
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,600 (Jan 2016)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`49-603-0126`

Property Details

APN / Parcel Number

Primary APN	`49-603-0126`
Alternative APN	`269165`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	5,110 sqft
Basement Area	1,546 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Attached
Garage Area	1,074 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	269165
Street Address	1846 E 1640 S
City	SPANISH FORK
State	UT
Zip	84660-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 126, PLAT B, PINE MEADOWS SUBDV. AREA 0.197 AC.
Legal Subdivision	PINE MEADOWS
Legal Lot Number	126
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1015
Census Tract	10404

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit NEBO CU
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEBO CU
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit NEBO CU
Jun 12, 2020	Deed of Trust, Mortgage NEBO CU
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit NEBO CU
Nov 27, 2017	Deed of Trust, Mortgage NEBO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2016 · Amount on Record
Deed Sale	Jan 15, 2016 · Amount on Record
Prior Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	20164157
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0000026810
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	PRO TITLE, PRO TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069420
Date	Oct 23, 2023
Instrument	69420:2023

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158132
Date	Sep 13, 2021
Instrument	158132:2021

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Document Number	0000195424
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 E 1640 S SPANISH FORK UT 846605642, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	0000195424
Date	Dec 8, 2020
Instrument	195424

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 7, 2035

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Document Number	0000087334
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 E 1640 S SPANISH FORK UT 846605642, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	0000087334
Date	Jun 24, 2020
Instrument	87334

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Document Number	0000013774
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1846 E 1640 S SPANISH FORK UT 846605642, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	0000013774
Date	Feb 20, 2019
Instrument	13774

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2034

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1846 E 1640 S, SPANISH FORK, UT 84660-5642
Document Number	0000118717
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	PRO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1846 E 1640 S SPANISH FORK UT 846605642, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	0000118717
Date	Dec 1, 2017
Instrument	118717

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2037

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,770 (-47.1%)	$721,400 (-3.81%) Land $264,100 Building $457,300
2025	$3,973.00	$750,000 (+92.6%) Land $264,100 Building $485,900	$750,000 (+5.93%) Land $264,100 Building $485,900
2024	$3,973.00 (+5.3%)
2023	$3,773.00	$389,400	$708,000 Land $251,500 Building $456,500
2022	$3,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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