1827 E 1640 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1827 E 1640 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 2006
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$751,900 (Jan 2018)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Nov 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-603-0135`

Property Details

APN / Parcel Number

Primary APN	`49-603-0135`
Alternative APN	`269174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	4,233 sqft
1st Floor Area	1,810 sqft
Basement Area	1,979 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	393 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	269174
Street Address	1827 E 1640 S
City	SPANISH FORK
State	UT
Zip	84660-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135, PLAT B, PINE MEADOWS SUBDV. AREA 0.197 AC.
Legal Subdivision	PINE MEADOWS
Legal Lot Number	135
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1016
Census Tract	10404

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1827 E 1640 S, SPANISH FORK, UT 84660-5642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Nov 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jan 26, 2018	Reverse Mortgage, Transfer · FHA Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	20188476
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0000008476
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1827 E 1640 S, SPANISH FORK, UT 84660-5642
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	INFINITE TITLE, INFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 E 1640 S, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	0000209716
Date	Dec 20, 2021
Instrument	209716:2021

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	910 Months
Due	Oct 9, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.41%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	Other
Max Rate	7.41%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1827 E 1640 S, SPANISH FORK, UT 84660-5642
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173488
Date	Nov 2, 2020
Instrument	173488:2020

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	923 Months
Due	Oct 9, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1827 E 1640 S, SPANISH FORK, UT 84660-5642
Document Number	0000173489
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1827 E 1640 S SPANISH FORK UT 846605642, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	0000173489
Date	Nov 2, 2020
Instrument	173489

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Nov 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.71%

January 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	UTAH UT
Recording Date	Jan 26, 2018
Property Address	1827 E 1640 S, SPANISH FORK, UT 84660-5642
Document Number	0000008476
Instrument Date	Jan 22, 2018
Instrument	8476
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	SOUTH VALLEY TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1827 E 1640 S SPANISH FORK UT 846605642, SPANISH FORK, UT 84660-5642

Mortgage

Document Number	8477
Date	Jan 26, 2018
Instrument	8477

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Jan 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.93%

Mortgage

Document Number	8478,
Date	Jan 26, 2018
Instrument	8478

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Jan 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.93%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,930 (-44.72%)	$592,600 (+0.51%) Land $264,100 Building $328,500
2025	$3,123.00	$589,600 (+85.02%) Land $264,100 Building $325,500	$589,600 (+1.76%) Land $264,100 Building $325,500
2024	$3,123.00 (+1.13%)
2023	$3,088.00 (-6.14%)	$318,670	$579,400 Land $251,500 Building $327,900
2022	$3,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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