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1846 Down Lake Dr, Windermere, FL 34786 Property Records

Orange County property record for 1846 Down Lake Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2025
Square Footage6,456 sqft Living Area
Lot Size111,929 sqft (2.57 acres)
OccupancyOwner Occupied
Last Sale$1,075,000 (2020)
Tax Bill$20,117.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-23-28-0000-00-032
Alternative APNs
  • 282305000000032
  • 274509
  • 279353
  • 283508

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area6,456 sqft Living Area
Gross Area10,358 sqft Gross Area
1st Floor5,043 sqft 1st Floor
Stories2 Stories
Utility Area252 sqft Utility Area
Primary FlooringCarpet Flooring

Exterior

Effective Year BuiltEffective 2025
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area111,929 sqft (2.57 acres)
Garage TypeDetached Garage
Garage Area1,286 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1846 DOWN LAKE DR
CityWINDERMERE
StateFL
Zip34786-7905
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG AT THE SW COR OF LOT 9 THE LAKES 11/12 TH N 1 DEG W 1641 .23 FT S 56 DEG W 35.64 FT S 1 DEG W 1921.24 FT S 200 FT E 1 30 FT N 200 FT N 1 DEG W 139.36 FT N 59 DEG W 43.18 FT N 138
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKE DOWN ESTATES REPLAT
Legal Tract0000
Legal Lot Number9
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1006
Census Tract14814

Owner

Source: Orange County records · APN 05-23-28-0000-00-032

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1846 DOWN LAKE DR, WINDERMERE, FL 34786-7905
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Jul 22, 2020Warranty Deed, Subdivision Related Transfer
SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleApr 01, 2017 · Amount on Record
Deed Doc Number2020389914
Prior Transfer DateJul 07, 2009
Prior Transfer Doc0000426221
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1846 DOWN LAKE DR, WINDERMERE, FL 34786-7905
Transaction TypeMortgage
Record UpdatedFeb 01, 2024
Title CompanyMID FLORIDA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14051 HAMPSHIRE BAY CIR, WINTER GARDEN, FL 34787-5929
InvestorPossibly a Property Investor

Mortgage

Document Number0000384521
DateJun 21, 2022
Instrument20220384521
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 22, 2020
Property Address1562 LAKE WHITNEY DR, WINDERMERE, FL 34786-6041
Document Number0000389914
Instrument DateJul 20, 2020
Instrument389914
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2020
Title CompanyMID FLORIDA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,525.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1712 WINDERMEREDOWN PL WINDERMERE FL 347868022, WINDERMERE, FL 34786-8022

Mortgage

Document Number389915
DateJul 22, 2020
Instrument389915
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34994
Agreement
AmountAmount Recorded
Term180 Months
DueJul 21, 2035
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,694,800 (+126.45%) Land $1,190,000 Building $1,504,800$2,694,800 (+126.45%) Land $1,190,000 Building $1,504,800
2025$20,117.00 (+2.01%)$1,190,000 (-) Land $1,190,000$1,190,000 (-) Land $1,190,000
2024$19,720.00 (+7.75%)
2023$18,301.00 (+12.41%)$1,190,000 (+16.67%) Land $1,190,000$1,190,000 (+16.67%) Land $1,190,000
2022$16,281.00$1,020,000 Land $1,020,000$1,020,000 Land $1,020,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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