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1846 Canoe Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1846 Canoe Dr, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,888 sqft · built 2001
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$421,000 (Jan 2022)
Tax Bill$5,665 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-26-19-0120-00000-0040

Property Details

APN / Parcel Number

Primary APN32-26-19-0120-00000-0040
Alternative APN
  • 0838812

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,888 sqft Living Area
Gross Area2,646 sqft
1st Floor Area1,888 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Garage Area471 sqft
DrivewayDriveway
Driveway Area620 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area287 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0838812
Street Address1846 CANOE DR
CityLUTZ
StateFL
Zip33559-8647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00R4
Legal DescriptionINDIAN LAKES PB 41 PG 93 LOT 4
Legal Range19E
Legal Township26S
Legal Section32
Legal SubdivisionINDIAN LAKES
Legal Tract120
Legal Lot Number4
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1002
Census Tract32014

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1846 CANOE DR, LUTZ, FL 33559-8647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES
Aug 12, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Dec 17, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleDec 17, 2018 · Amount on Record
Deed Document Number2022025609
Deed Book / Page10540 / 1558
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 28, 2022
Property Address1846 CANOE DR, LUTZ, FL 33559-8647
Document Number0105401558
Book / Page10540 / 1558
Map ReferenceMB 41 PG 93-98
Instrument DateJan 27, 2022
Instrument2022025609
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,947.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8465 ASHLEY HILL CT, 8465, CHARLOTTE, NC 28262-1726

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 CANOE DR, LUTZ, FL 33559-8647

Mortgage

Document Number0105401560
DateJan 28, 2022
Instrument10540/1560
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address1846 CANOE DR, LUTZ, FL 33559-8647
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101553881
DateAug 12, 2020
Book Page10155/3881
Instrument2020131508
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 17, 2018
Property Address1846 CANOE DR, LUTZ, FL 33559-8647
Document Number0098330326
Book / Page9833 / 0326
Map ReferenceMB 41 PG 93-98
Instrument DateDec 14, 2018
Instrument2018210969
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,721.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 342042, TAMPA, FL 33694-2042

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 CANOE DR, LUTZ, FL 33559-8647

Mortgage

Document Number2018210970
DateDec 17, 2018
Instrument2018210970
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,665.00 (-5.93%) Homeowner's exemption$365,562 (-5.26%) Land $62,783 Building $302,779$365,562 (-5.26%) Land $62,783 Building $302,779
2023$6,022.00 (+29.06%) Additional exemption filed$385,845 (+22.08%) Land $52,423 Building $333,422$385,845 (+22.08%) Land $52,423 Building $333,422
2022$4,666.00$316,071 Land $43,813 Building $272,258$316,071 Land $43,813 Building $272,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORIDA GOVERNMENTAL UTILITY AUTHORITY
private · serves 32,296 people · EPA ID FL5360172
Water SourceGroundwater
Last State InspectionNov 2024
Also Mapped HerePCUD-PASCO COUNTY REGIONAL PWS
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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