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1838 Canoe Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1838 Canoe Dr, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,947 sqft · built 2001
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Last Sale$434,000 (Jan 2024)
Tax Bill$209 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-26-19-0120-00000-0050

Property Details

APN / Parcel Number

Primary APN32-26-19-0120-00000-0050
Alternative APN
  • 0838813

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,947 sqft Living Area
Gross Area2,760 sqft
1st Floor Area1,947 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Garage Area570 sqft
DrivewayDriveway
Driveway Area858 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0838813
Street Address1838 CANOE DR
CityLUTZ
StateFL
Zip33559-8647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00R4
Legal DescriptionINDIAN LAKES PB 41 PG 093 LOT 5
Legal Range19E
Legal Township26S
Legal Section32
Legal SubdivisionINDIAN LAKES
Legal Tract120
Legal Lot Number5
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1002
Census Tract32014

Owner

1838 Canoe Dr is owned and occupied by an individual who bought it in January 2024.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address1838 CANOE DR, LUTZ, FL 33559-8647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 27, 2021Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 7, 2022Warranty Deed, Transfer
REALTECH TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2024 · Amount on File
Deed SaleJan 11, 2024 · Amount on File
Prior SaleJul 7, 2022 · Amount on File
Deed Document Number2024006640
Deed Book / Page10944 / 165
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 11, 2024
Property Address1838 CANOE DR, LUTZ, FL 33559-8647
Document Number0109440165
Book / Page10944 / 165
Map ReferenceMB 41 PG 93
Instrument DateJan 9, 2024
Instrument2024006640
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyREALTECH TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,038.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 CANOE DR, LUTZ, FL 33559-8647
InvestorPossibly a Property Investor

Mortgage

Document Number0010944167
DateJan 11, 2024
Instrument10944/167
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address1838 CANOE DR, LUTZ, FL 33559-8647
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 CANDE DR, LUTZ, FL 33559-8647

Mortgage

Document Number0103323182
DateApr 27, 2021
Book Page10332/3182
Instrument2021084748
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 7, 2022
Property Address1838 CANOE DR, LUTZ, FL 33559-8647
Document Number0106472406
Book / Page10647 / 2406
Map ReferenceMB 41 PG 93
Instrument DateJun 29, 2022
Instrument2022148563
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyREALTECH TITLE LLC

Transaction

AmountAmount on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1838 Canoe Dr was $209 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$209.00 Homeowner's exemption$388,633 Land $62,783 Building $325,850$388,633 Land $62,783 Building $325,850
2023$7,032.00 (+282.17%)$405,273 (+176.6%) Land $52,423 Building $352,850$405,273 (+20.44%) Land $52,423 Building $352,850
2022$1,840.00$146,520 Land $43,813 Building $102,707$336,496 Land $43,813 Building $292,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1838 Canoe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1838 Canoe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORIDA GOVERNMENTAL UTILITY AUTHORITY
private · serves 32,296 people · EPA ID FL5360172
Water SourceGroundwater
Last State InspectionNov 2024
Also Mapped HerePCUD-PASCO COUNTY REGIONAL PWS
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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