Pasco County property record for 18456 Merseyside Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,990 sqft · built 2006 |
| Lot Size | 0.155 acres (6,785 sqft) |
| Owner | Individual Name on File |
| Last Sale | $442,500 (Jul 2025) |
| Tax Bill | $8,098 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-26-18-0010-00F00-0420 |
| Primary APN | 21-26-18-0010-00F00-0420 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,990 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,785 sqft (0.155 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1013905 |
|---|---|
| Street Address | 18456 MERSEYSIDE LOOP |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-7953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | CONCORD STATION PHASE 1 UNITS C D E & F PB 55 PG 062 BLOCK F LOT 42 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | CONCORD STATION |
| Legal Phase | 1 |
| Legal Tract | 10 |
| Legal Block | F |
| Legal Lot Number | 42 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31603 |
18456 Merseyside Loop is owned and occupied by an individual who bought it in July 2025.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 18456 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on File |
| Deed Sale | Jul 2, 2025 · Amount on File |
| Prior Sale | May 1, 2006 · Amount on File |
| Deed Document Number | 2025128100 |
| Deed Book / Page | 11240 / 2726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 2, 2025 |
| Property Address | 18456 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7953 |
| Document Number | 0112402726 |
| Book / Page | 11240 / 2726 |
| Map Reference | MB 55 PG 62 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025128100 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,097.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9591 W WOODHAVEN DR, CRYSTAL RIVER, FL 34428-6445 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18456 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7953 |
| Document Number | 0112402728 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 11240/2728 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 18456 Merseyside Loop was $8,098.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,098.00 | $335,577 Land $77,239 Building $258,338 | $335,577 Land $77,239 Building $258,338 |
| 2023 | $7,542.00 (+15.71%) | $335,221 (+17.66%) Land $59,689 Building $275,532 | $335,221 (+17.66%) Land $59,689 Building $275,532 |
| 2022 | $6,518.00 | $284,908 Land $49,939 Building $234,969 | $284,908 Land $49,939 Building $234,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18456 Merseyside Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18456 Merseyside Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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